Memorize the little word because you will hear often. In English it says Business Process Outsourcing (BPO, by its acronym), and plain and pragmatic world of business is known as exports of business services, an "intangible industry that began to take off five years ago, and Argentina to invoice over U.S. $ 3,000 million annually.
These figures are difficult to estimate, agree to market sources, because the phenomenon is so new that not even he was put under the microscope of the experts. However, know that everything is the result of the phenomenal advance of telecommunications and informatics, allowing delegate many tasks (attention to consumers, financial management, personnel recruitment and maintenance of networks, among other things) in call centers, consulting and companies located thousands of miles away from those who hire them.
In that provide such services, Argentina competing in a league that moves, according to Gartner, more than U.S. $ 170,000 million in the world and involving China, India and several countries in Eastern and Central Europe East. Common sense would indicate that competition with these giants is hopeless. Assembled by iEco, senior executives of Accenture and PricewaterhouseCoopers, Teleperformance, Teletech, Globant and Hewlett-Packard, all leading companies in different niches in the export of business processes, agreed that the battle has just begun and that the country has a chance of break into the big leagues.
- They say that the BPO is a strategically important area for the country. Why?
* Jorge Bacher (Price): The first is the devaluation. Another is the issue of good communications and technological infrastructure: it was shown that Argentina could communicate with the world. The third leg is the quality of services: human resources are viewed with a good level in terms of comparison with other places. And there's a cost issue.
* Augustine Urtubey (HP): There are two factors that affect: a proactive and a reactive issue. The proactive is to provide the best conditions in human resources, time zones convenient, legal stability, good incentives, which define where companies want to bet. But the subject is reactive, ie, global companies that say we have to be where our customers are bound by signed contracts also globally.
* Agustin Grisanti (Teleperformance): I agree with that starts with a cost issue, at least for our industry (call centers). In 2005, 2006, spoke almost no other country than Argentina for off shore in Spanish, and what we observe in recent years is the emergence of strong competition from countries like Chile, Colombia and Peru.
* Daniel Hills (Accenture): We have a great tradition of exporting services, although the business will be called otherwise. But the devaluation was a door opening.
* Martin Migoya (Globant): Our company started to export and today 80% of our production goes to U.S. What we saw was the great need for a fresh contribution to an industry led by companies in India. Argentina has advantages: the cultural feed of our engineers, who know perfectly with the engineers there. Another element is the talent pool, which is almost intact throughout the region, and has a million workers technological potential.
- It is inevitable comparison with India, but that model is very challenged by the high absorption of human resources for its production of low added value.
* Hills: Imitate any low-cost model is not going to lead anywhere, is not sustainable over time because we have the massive human resource. We compete with very large economies such as China or India. We must look for quality niche where we can compete with the U.S. and Europe.
* Grisanti: In India, the English voice services have not been successful, and have migrated to the Philippines and other countries with less volume.
- Why not?
* Grisanti: It is partly a cultural issue, there was lack of affinity between companies and customers. As for costs, Argentina has to focus on higher value-added services, special niches.
* Bacher: India is a reality, Argentina is another. One is massive, the other is more boutique, more sophisticated, quality. But we must distinguish that there is a huge variety of services: architecture, engineering, medicine, finance, accounting, technology, that is what we call "Argentina boutique" are different types of business, the future is a strategic component to our economy.
* Martin Sucari (Teletech): In our case, besides the call center software developed, and the wide variety of services offered is quite enough. The problem is that many countries, especially with the latest crisis, have seen that these businesses are a great opportunity to generate jobs and have come up with proposals of very aggressive incentives. And Argentina, with the loss of competitiveness due to inflation, wage increases and the dollar still presents companies the question of `why I'm going to Argentina when I can do elsewhere." Until last year, we were defending the new business did not go to other countries, today just trying to retain what we have.
- I agree that call centers are living a particular reality with the rest of the business.
* Sucari: Software development, technology development and shared services are looking for that added value that I highlighted. It is true that the call center is a bit more exposed.
* Hills: Obviously there are a lot of technology to put up and plenty to do, but the call center seems to be a little more commodity than the rest.
* Migoya: I would say that competitiveness does not exist 2001 years ago, it was not over, yet the software industry continues to grow, then you have to think if everything was based solely on a cost issue. If you're now less expensive than India, or China, or even some places in the U.S., that means that growth is based on the added value of our offer.
* Urtubey: So here we are talking only about technology but a business exporting services is much broader: call center, back office, human resources, the development and maintenance of applications, and everything that has to do with IT (Information Technology). Then, the answers vary depending on who you ask. What is clear is that the market is huge, is growing and giving for all.
* Migoya: Just what is off shore of information technology moves U.S. $ 87,000 million and grew by 40% each year.
* Urtubey: And that's just the technology. Then there is what was said recently: architecture, medicine, finance, etc.. Because outsourcing allows companies to focus on their core business and delegate the rest. For a company to take stock, it does not matter who is an Indian, an Argentinian or Uruguayan, so for such services, they are looking for the least cost.
- What are the main competitors for Argentina? And what are our strengths?
* Urtubey: Each country has advantages in a different service. Of Argentina, the main one is European descent, because we are very capable people, with access to Spanish and several languages, including English, Italian, Portuguese, French. It is here, go find a person in Costa Rica to speak in French.
* Migoya: Latin America does not compete with us, the real competition is with China and India, and the big difference we have is creativity and innovation is in these areas where we can win, because we will never be able volume. It can be a big market, but this has to be niche, has to be focused on creativity. There goes the fight to win over customers.
* Sucari: When a customer has defined the problem, going to other countries. When you do not know, come to Argentina, because he knows that here it will resolve quickly, good and cheap. For call centers, the difficulties are others, because ours is a commodity, is another business scheme and have appeared many Latin American countries are raw competition.
- The main prize is Spain and the U.S.?
* Sucari: Basically, the bulk of the volume is there.
* Grisanti: In the call center industry also have value-added niches, but in the large volume we have very strong competition. For firms to hire the service is justified in Argentina pay 20 or 25% more, today we are 50% more expensive than the other countries competing with us.
- Why Argentines are costs so high?
* Grisanti: 80% of the costs of our operations is labor, and wage increases of between 30 and 40% per annum as agreed in the joint is difficult. In addition, the exchange rate does not follow, and on top is the fall of the euro, which has much more impact and pushing the costs.
* Hills: Go back to the top, look for the niches where the quality, the question is where are the points where we can provide differential advantages.
- And what are the points differential?
* Hills: Innovation, schedules, critical services, ie services that have to be available without interruption and have to be quality.
- Human resources are adequate taking into account the potential there for growth?
* Bacher: If we agree that this is strategic, we should see how to harness it. And there you have to see the level of education, career development and service-oriented universities. And the reality is that more is needed.
* Migoya: Human resources are inadequate, it is true, but in the last three years, the people who work in technology doubled by two. Still, the first thing you should do is to convince kids to study hard sciences, and should begin before the races, from the secondary. It is also necessary to create intermediate races.
- You praise the quality of university education and on the other hand, criticize the length of the races. Is not that a contradiction?
* Bacher: There is a critical, and there are several short courses. Is that the system is evolving and going to there.
* Sucari: In Colombia and Mexico already are racing-oriented call centers. The educational level is excellent, but the perfect is the enemy of the good.
* Hills: Do not forget that this is an industry, not the country. The excellence of human resources is one of the key points, while we can build trust, at a reasonable cost, this will keep growing.
Tuesday, July 27, 2010
الصادرات من الخدمات : يمكن الأرجنتين الفوز بكأس العالم؟
حفظ كلمة قليلا لأن تسمع في كثير من الأحيان. باللغة الانكليزية تقول إدارة نظم سير العمل (ببو ، بالأحرف الأولى من اسمها) ، وسهل وعملي ويعرف العالم من الأعمال التجارية حيث بلغت الصادرات من الخدمات التجارية ، وهي صناعة "غير الملموسة التي بدأت بالاقلاع قبل خمس سنوات ، و الأرجنتين إلى فاتورة تزيد قيمتها على 3000 مليون دولار سنويا.
هذه الأرقام يصعب تقدير ، توافق على مصادر السوق ، وذلك لأن هذه الظاهرة الجديدة ولا حتى وضعه تحت المجهر من الخبراء. ومع ذلك ، نعلم أن كل شيء هو نتيجة التقدم الهائل في الاتصالات والمعلوماتية ، مما يتيح العديد من المهام مندوب (الانتباه إلى المستهلكين ، والإدارة المالية ، والتوظيف وصيانة الشبكات ، من بين أمور أخرى) في مراكز الاتصال ، والتشاور والشركات الواقعة على بعد آلاف الأميال من أولئك الذين استئجارها.
في ذلك تقديم هذه الخدمات ، والأرجنتين المتنافسة في الدوري التي تتحرك وفقا لغارتنر ، أكثر من 170،000 مليون دولار في العالم ، وتضم الصين والهند وعدة بلدان في أوروبا الشرقية والوسطى الشرقية. الحس السليم وتشير إلى أن المنافسة مع هذين العملاقين ميؤوس منه. تجميعها من قبل iEco وكبار المديرين التنفيذيين من اكسنتشر وبرايس ووترهاوس كوبرز ، Teleperformance ، Teletech ، Globant وهيوليت باكارد ، وجميع الشركات الرائدة في مختلف المنافذ في تصدير العمليات التجارية ، واتفق على أن المعركة بدأت لتوها وان البلاد لديها فرصة لل اقتحام بطولات الدوري الكبرى.
-- يقولون أن ببو هي منطقة ذات أهمية استراتيجية بالنسبة للبلاد. لماذا؟
* خورخي Bacher (السعر) : الأول هو تخفيض قيمة العملة. آخر هي مسألة التواصل الجيد والبنية التحتية التكنولوجية : وقد تبين أن الأرجنتين يمكن أن التواصل مع العالم. المحطة الثالثة هي نوعية الخدمات : وينظر إلى الموارد البشرية ذات مستوى جيد من حيث المقارنة مع غيرها من الأماكن. وهناك قضية التكلفة.
* Urtubey أوغسطين (إتش بي) : هناك نوعان من العوامل التي تؤثر على : أ استباقية وقضية رد الفعل. واستباقية هو توفير أفضل الظروف في الموارد البشرية ، ومناطق وقت مناسب والقانونية الاستقرار وحوافز كبيرة ، والتي تحدد فيها شركات ترغب في الرهان. ولكن هذا الموضوع هو رد الفعل ، أي الشركات العالمية التي تقول ان علينا ان نكون حيث لا بد عملائنا من خلال العقود المبرمة على الصعيد العالمي أيضا.
* اغوستين Grisanti (Teleperformance) : وأنا أتفق مع الذي يبدأ مع مسألة التكاليف ، على الأقل بالنسبة لصناعتنا (مراكز الاتصال). في عام 2005 ، 2006 ، تحدث تقريبا أي دولة أخرى من الأرجنتين على الشاطئ قبالة باللغة الاسبانية ، وما نلاحظه في السنوات الأخيرة هو ظهور منافسة قوية من دول مثل شيلي وكولومبيا وبيرو.
* دانيال هيل (اكسنتشر) : لدينا تقليد عظيم لتصدير الخدمات ، على الرغم من وسوف يطلق على الأعمال التجارية على خلاف ذلك. ولكن انخفاض قيمة فتحة الباب.
* مارتن Migoya (Globant) : بدأت الشركة في تصدير واليوم 80 ٪ من انتاجنا يذهب الى الولايات المتحدة ما رأيناه هو حاجة ماسة لمساهمة جديدة لصناعة بقيادة شركات في الهند. الأرجنتين مزاياه : تغذية الثقافية من المهندسين لدينا ، الذين يعرفون تماما مع المهندسين هناك. وثمة عنصر آخر هو المواهب ، التي هي على حالها تقريبا في المنطقة بأسرها ، ويحتوي على مليون عامل التكنولوجيا المحتملة.
-- أنه لا مفر منه مقارنة مع الهند ، ولكن هذا النموذج هو طعن للغاية من جانب امتصاص عالية من الموارد البشرية لإنتاجها من القيمة المضافة المنخفضة.
* هيلز : قلد أي نموذج منخفضة التكلفة لن يؤدي إلى أي مكان ، ليست مستدامة على مر الزمن لأن لدينا موارد هائلة الإنسان. نحن في منافسة مع الاقتصادات الكبيرة مثل الصين أو الهند. يجب أن نبحث عن النوعية المتخصصة حيث اننا نستطيع المنافسة مع الولايات المتحدة وأوروبا.
* Grisanti : في الهند ، والخدمات الصوتية الإنكليزية لم تكن ناجحة ، وهاجروا إلى الفلبين وغيرها من البلدان ذات حجم أقل.
-- لماذا لا؟
* Grisanti : جزئيا له هو مسألة ثقافية ، كان هناك نقص في تقارب بين الشركات والعملاء. أما بالنسبة للتكاليف ، والأرجنتين والتركيز على زيادة الخدمات ذات القيمة المضافة ، ومنافذ خاصة.
* Bacher : الهند هي حقيقة واقعة ، والأرجنتين شيء آخر. واحد هو واسع ، والآخر هو أكثر بوتيك ، أكثر تطورا ، ونوعية. ولكن علينا أن نميز أن هناك مجموعة كبيرة من الخدمات : الهندسة المعمارية ، والهندسة ، والطب ، والمالية ، والمحاسبة ، والتكنولوجيا ، وهذا هو ما نسميه "الأرجنتين بوتيك" أنواع مختلفة من الأعمال التجارية ، والمستقبل هو أحد مكونات الاستراتيجية لاقتصادنا.
* مارتن Sucari (Teletech) : في حالتنا ، إلى جانب دعوة مركز البرمجيات المتقدمة ، ومجموعة واسعة من الخدمات التي تقدمها ويكفي تماما. والمشكلة هي أن العديد من البلدان ، لا سيما مع الأزمة الأخيرة ، شهدت هذه الشركات هي فرصة كبيرة لتوليد فرص العمل وظهرت مع مقترحات للحوافز عدوانية جدا. والأرجنتين ، وفقدان القدرة التنافسية بسبب التضخم ، والزيادات في الأجور والدولار هادئة ، والأعمال التجارية ويعرض مسألة 'لماذا انا ذاهب الى الارجنتين عندما يمكنني القيام به في أي مكان آخر." حتى العام الماضي ، كنا بحجة أن الشركة الجديدة لم يذهب إلى بلدان أخرى ، واليوم يحاول فقط أن تبقي على ما لدينا.
-- أوافق على أن مراكز الاتصال ويعيش واقعا لا سيما مع بقية الأعمال.
* Sucari : تطوير البرمجيات ، وتطوير التكنولوجيا والخدمات المشتركة التي تبحث عن القيمة المضافة التي أبرزتها. صحيح أن مركز الاتصال هو أكثر قليلا عرضة للخطر.
* هيلز : من الواضح ان هناك الكثير من التكنولوجيا لطرح والكثير للقيام ، ولكن مركز الاتصال ويبدو أن سلعة أكثر قليلا من الراحة.
* Migoya : أود أن أقول إن عدم وجود القدرة التنافسية 2001 سنة مضت ، فإنه لم ينته بعد ، إلا أن صناعة البرمجيات في ازدياد مستمر ، ثم لديك لانه اذا كان كل شيء يعتمد فقط على مسألة التكاليف. اذا كنت الآن أقل تكلفة من الهند أو الصين ، أو حتى بعض الأماكن في الولايات المتحدة ، وهذا يعني أن يستند النمو في القيمة المضافة للعرضنا.
* Urtubey : إذن نحن نتحدث هنا فقط عن التكنولوجيا ولكن في تصدير الخدمات هو أوسع من ذلك بكثير : مراكز الاتصال والمكتب الخلفي ، والموارد البشرية ، وتطوير وصيانة تطبيقات ، وكل ما له علاقة تكنولوجيا المعلومات (المعلومات التكنولوجيا). ثم ، الأجوبة تختلف تبعا للجهة التي تريد طرحها. ما هو واضح هو أن السوق كبيرة ، ينمو ويعطي للجميع.
* Migoya : فقط ما هو خارج الشاطئ تكنولوجيا المعلومات التحركات الامريكية 87000 مليون دولار وبنسبة 40 ٪ كل عام.
* Urtubey : وهذا فقط في التكنولوجيا. ثم هناك ما قيل مؤخرا : الهندسة المعمارية والطب والتمويل وغيرها.. وبسبب الاستعانة بمصادر خارجية تتيح للشركات التركيز على أعمالهم الأساسية ومندوب بقية. لشركة لتقييم ، لا يهم من هو الهندي ، والأرجنتيني أو أوروغواي ، وذلك لمثل هذه الخدمات ، فهي تبحث عن الأقل تكلفة.
-- ما هي أهم المنافسين للأرجنتين؟ وما هي نقاط القوة لدينا؟
* Urtubey : كل بلد له مزايا في خدمة مختلفة. الأرجنتين ، واحد رئيسي هو أصل أوروبي ، لأننا شعب قادر جدا ، مع إمكانية الوصول إلى اللغات الاسبانية وعديدة ، منها الانكليزية والايطالية والبرتغالية والفرنسية. ومن هنا ، انتقل العثور على شخص في كوستاريكا التحدث باللغة الفرنسية.
* Migoya : أمريكا اللاتينية لا تتنافس معنا ، والمنافسة الحقيقية هي مع الصين والهند ، والاختلاف الكبير لدينا هو الإبداع والابتكار في هذه المناطق حيث ان بامكاننا الفوز ، لأننا لن تتمكن وحدة التخزين. ويمكن أن تكون سوقا ضخما ، ولكن هذا يجب أن يكون مكانه ، لابد من التركيز على الابداع. هناك غني عن الكفاح من أجل كسب الزبائن.
* Sucari : عندما يكون العميل قد حدد المشكلة ، والذهاب إلى بلدان أخرى. عندما كنت لا تعرف ، أن يأتي إلى الأرجنتين ، لأنه يعلم ان هنا أنه سوف يعمل على حل بسرعة ، وجيدة ورخيصة. لمراكز الاتصال ، والصعوبات وغيرها ، لأن لنا سلعة ، ونظام آخر الأعمال وظهرت العديد من بلدان أمريكا اللاتينية والمنافسة الخام.
-- جائزة الرئيسية هي اسبانيا والولايات المتحدة؟
* Sucari : في الاساس ، فإن الجزء الأكبر من حجم هناك.
* Grisanti : في صناعة مراكز الاتصال وكذلك منافذ ذات القيمة المضافة ، ولكن في الحجم الكبير لدينا منافسة قوية جدا. بالنسبة للشركات لتوظيف خدمة له ما يبرره في الأرجنتين دفع 20 أو 25 ٪ أكثر من ذلك ، ونحن اليوم 50 ٪ أكثر تكلفة من البلدان الأخرى المتنافسة معنا.
-- لماذا الارجنتينيين وارتفاع تكاليف ذلك؟
* Grisanti : 80 ٪ من تكاليف عملياتنا والعمل ، والزيادات في الأجور تتراوح بين 30 و 40 ٪ سنويا كما هو متفق عليه في البرنامج المشترك بين أمر صعب. وبالإضافة إلى ذلك ، فإن سعر الصرف لا يتبع ، وعلى رأسها هو سقوط اليورو ، والتي لها تأثير أكثر من ذلك بكثير ، ودفع التكاليف.
* هيلز : العودة إلى أعلى ، والبحث عن منافذ حيث الجودة ، والسؤال هو أين هي النقاط التي يمكن أن نقدمها المزايا التفاضلية.
-- وما هي تلك النقاط التفاضلية؟
* هيلز : الابتكار ، والجداول الزمنية ، والخدمات الحرجة ، أي أن الخدمات يجب أن تتوافر دون انقطاع ، ويجب أن تكون الجودة.
-- الموارد البشرية كافية مع الأخذ في الاعتبار احتمال وجود للنمو؟
* Bacher : وإذا كنا نتفق على أن هذه هي الاستراتيجية ، يجب علينا معرفة كيفية الاستفادة منه. وهناك لديك لمعرفة مستوى التعليم ، والتطوير الوظيفي والجامعات خدمة المنحى. والواقع هو أن هناك حاجة إلى المزيد.
* Migoya : الموارد البشرية غير كافية ، كان صحيحا ، ولكن في السنوات الثلاث الماضية ، والناس الذين يعملون في مجال التكنولوجيا من قبل اثنين من الضعف. ومع ذلك ، فإن أول شيء يجب عليك القيام به هو اقناع الاطفال لدراسة العلوم الصعبة ، وينبغي أن تبدأ قبل السباقات ، من الثانوية. ومن الضروري أيضا لإنشاء السباقات المتوسطة.
-- أنت الثناء على جودة التعليم الجامعي وعلى الجانب الآخر ، ينتقد طول السباقات. أليس هذا تناقضا؟
* Bacher : هناك حرجة ، وهناك العديد من الدورات القصيرة. هو أن النظام يتطور والذهاب الى هناك.
* Sucari : في كولومبيا والمكسيك هي بالفعل مراكز الاتصال سباق المنحى. المستوى التعليمي ممتاز ، ولكن الكمال هو عدو الجيد.
* هيلز : لا ننسى أن هذا هو صناعة ، وليس البلد. التميز في الموارد البشرية هي واحدة من النقاط الرئيسية ، في حين أن نتمكن من بناء الثقة ، وبتكلفة معقولة ، وهذا سوف تستمر في النمو.
هذه الأرقام يصعب تقدير ، توافق على مصادر السوق ، وذلك لأن هذه الظاهرة الجديدة ولا حتى وضعه تحت المجهر من الخبراء. ومع ذلك ، نعلم أن كل شيء هو نتيجة التقدم الهائل في الاتصالات والمعلوماتية ، مما يتيح العديد من المهام مندوب (الانتباه إلى المستهلكين ، والإدارة المالية ، والتوظيف وصيانة الشبكات ، من بين أمور أخرى) في مراكز الاتصال ، والتشاور والشركات الواقعة على بعد آلاف الأميال من أولئك الذين استئجارها.
في ذلك تقديم هذه الخدمات ، والأرجنتين المتنافسة في الدوري التي تتحرك وفقا لغارتنر ، أكثر من 170،000 مليون دولار في العالم ، وتضم الصين والهند وعدة بلدان في أوروبا الشرقية والوسطى الشرقية. الحس السليم وتشير إلى أن المنافسة مع هذين العملاقين ميؤوس منه. تجميعها من قبل iEco وكبار المديرين التنفيذيين من اكسنتشر وبرايس ووترهاوس كوبرز ، Teleperformance ، Teletech ، Globant وهيوليت باكارد ، وجميع الشركات الرائدة في مختلف المنافذ في تصدير العمليات التجارية ، واتفق على أن المعركة بدأت لتوها وان البلاد لديها فرصة لل اقتحام بطولات الدوري الكبرى.
-- يقولون أن ببو هي منطقة ذات أهمية استراتيجية بالنسبة للبلاد. لماذا؟
* خورخي Bacher (السعر) : الأول هو تخفيض قيمة العملة. آخر هي مسألة التواصل الجيد والبنية التحتية التكنولوجية : وقد تبين أن الأرجنتين يمكن أن التواصل مع العالم. المحطة الثالثة هي نوعية الخدمات : وينظر إلى الموارد البشرية ذات مستوى جيد من حيث المقارنة مع غيرها من الأماكن. وهناك قضية التكلفة.
* Urtubey أوغسطين (إتش بي) : هناك نوعان من العوامل التي تؤثر على : أ استباقية وقضية رد الفعل. واستباقية هو توفير أفضل الظروف في الموارد البشرية ، ومناطق وقت مناسب والقانونية الاستقرار وحوافز كبيرة ، والتي تحدد فيها شركات ترغب في الرهان. ولكن هذا الموضوع هو رد الفعل ، أي الشركات العالمية التي تقول ان علينا ان نكون حيث لا بد عملائنا من خلال العقود المبرمة على الصعيد العالمي أيضا.
* اغوستين Grisanti (Teleperformance) : وأنا أتفق مع الذي يبدأ مع مسألة التكاليف ، على الأقل بالنسبة لصناعتنا (مراكز الاتصال). في عام 2005 ، 2006 ، تحدث تقريبا أي دولة أخرى من الأرجنتين على الشاطئ قبالة باللغة الاسبانية ، وما نلاحظه في السنوات الأخيرة هو ظهور منافسة قوية من دول مثل شيلي وكولومبيا وبيرو.
* دانيال هيل (اكسنتشر) : لدينا تقليد عظيم لتصدير الخدمات ، على الرغم من وسوف يطلق على الأعمال التجارية على خلاف ذلك. ولكن انخفاض قيمة فتحة الباب.
* مارتن Migoya (Globant) : بدأت الشركة في تصدير واليوم 80 ٪ من انتاجنا يذهب الى الولايات المتحدة ما رأيناه هو حاجة ماسة لمساهمة جديدة لصناعة بقيادة شركات في الهند. الأرجنتين مزاياه : تغذية الثقافية من المهندسين لدينا ، الذين يعرفون تماما مع المهندسين هناك. وثمة عنصر آخر هو المواهب ، التي هي على حالها تقريبا في المنطقة بأسرها ، ويحتوي على مليون عامل التكنولوجيا المحتملة.
-- أنه لا مفر منه مقارنة مع الهند ، ولكن هذا النموذج هو طعن للغاية من جانب امتصاص عالية من الموارد البشرية لإنتاجها من القيمة المضافة المنخفضة.
* هيلز : قلد أي نموذج منخفضة التكلفة لن يؤدي إلى أي مكان ، ليست مستدامة على مر الزمن لأن لدينا موارد هائلة الإنسان. نحن في منافسة مع الاقتصادات الكبيرة مثل الصين أو الهند. يجب أن نبحث عن النوعية المتخصصة حيث اننا نستطيع المنافسة مع الولايات المتحدة وأوروبا.
* Grisanti : في الهند ، والخدمات الصوتية الإنكليزية لم تكن ناجحة ، وهاجروا إلى الفلبين وغيرها من البلدان ذات حجم أقل.
-- لماذا لا؟
* Grisanti : جزئيا له هو مسألة ثقافية ، كان هناك نقص في تقارب بين الشركات والعملاء. أما بالنسبة للتكاليف ، والأرجنتين والتركيز على زيادة الخدمات ذات القيمة المضافة ، ومنافذ خاصة.
* Bacher : الهند هي حقيقة واقعة ، والأرجنتين شيء آخر. واحد هو واسع ، والآخر هو أكثر بوتيك ، أكثر تطورا ، ونوعية. ولكن علينا أن نميز أن هناك مجموعة كبيرة من الخدمات : الهندسة المعمارية ، والهندسة ، والطب ، والمالية ، والمحاسبة ، والتكنولوجيا ، وهذا هو ما نسميه "الأرجنتين بوتيك" أنواع مختلفة من الأعمال التجارية ، والمستقبل هو أحد مكونات الاستراتيجية لاقتصادنا.
* مارتن Sucari (Teletech) : في حالتنا ، إلى جانب دعوة مركز البرمجيات المتقدمة ، ومجموعة واسعة من الخدمات التي تقدمها ويكفي تماما. والمشكلة هي أن العديد من البلدان ، لا سيما مع الأزمة الأخيرة ، شهدت هذه الشركات هي فرصة كبيرة لتوليد فرص العمل وظهرت مع مقترحات للحوافز عدوانية جدا. والأرجنتين ، وفقدان القدرة التنافسية بسبب التضخم ، والزيادات في الأجور والدولار هادئة ، والأعمال التجارية ويعرض مسألة 'لماذا انا ذاهب الى الارجنتين عندما يمكنني القيام به في أي مكان آخر." حتى العام الماضي ، كنا بحجة أن الشركة الجديدة لم يذهب إلى بلدان أخرى ، واليوم يحاول فقط أن تبقي على ما لدينا.
-- أوافق على أن مراكز الاتصال ويعيش واقعا لا سيما مع بقية الأعمال.
* Sucari : تطوير البرمجيات ، وتطوير التكنولوجيا والخدمات المشتركة التي تبحث عن القيمة المضافة التي أبرزتها. صحيح أن مركز الاتصال هو أكثر قليلا عرضة للخطر.
* هيلز : من الواضح ان هناك الكثير من التكنولوجيا لطرح والكثير للقيام ، ولكن مركز الاتصال ويبدو أن سلعة أكثر قليلا من الراحة.
* Migoya : أود أن أقول إن عدم وجود القدرة التنافسية 2001 سنة مضت ، فإنه لم ينته بعد ، إلا أن صناعة البرمجيات في ازدياد مستمر ، ثم لديك لانه اذا كان كل شيء يعتمد فقط على مسألة التكاليف. اذا كنت الآن أقل تكلفة من الهند أو الصين ، أو حتى بعض الأماكن في الولايات المتحدة ، وهذا يعني أن يستند النمو في القيمة المضافة للعرضنا.
* Urtubey : إذن نحن نتحدث هنا فقط عن التكنولوجيا ولكن في تصدير الخدمات هو أوسع من ذلك بكثير : مراكز الاتصال والمكتب الخلفي ، والموارد البشرية ، وتطوير وصيانة تطبيقات ، وكل ما له علاقة تكنولوجيا المعلومات (المعلومات التكنولوجيا). ثم ، الأجوبة تختلف تبعا للجهة التي تريد طرحها. ما هو واضح هو أن السوق كبيرة ، ينمو ويعطي للجميع.
* Migoya : فقط ما هو خارج الشاطئ تكنولوجيا المعلومات التحركات الامريكية 87000 مليون دولار وبنسبة 40 ٪ كل عام.
* Urtubey : وهذا فقط في التكنولوجيا. ثم هناك ما قيل مؤخرا : الهندسة المعمارية والطب والتمويل وغيرها.. وبسبب الاستعانة بمصادر خارجية تتيح للشركات التركيز على أعمالهم الأساسية ومندوب بقية. لشركة لتقييم ، لا يهم من هو الهندي ، والأرجنتيني أو أوروغواي ، وذلك لمثل هذه الخدمات ، فهي تبحث عن الأقل تكلفة.
-- ما هي أهم المنافسين للأرجنتين؟ وما هي نقاط القوة لدينا؟
* Urtubey : كل بلد له مزايا في خدمة مختلفة. الأرجنتين ، واحد رئيسي هو أصل أوروبي ، لأننا شعب قادر جدا ، مع إمكانية الوصول إلى اللغات الاسبانية وعديدة ، منها الانكليزية والايطالية والبرتغالية والفرنسية. ومن هنا ، انتقل العثور على شخص في كوستاريكا التحدث باللغة الفرنسية.
* Migoya : أمريكا اللاتينية لا تتنافس معنا ، والمنافسة الحقيقية هي مع الصين والهند ، والاختلاف الكبير لدينا هو الإبداع والابتكار في هذه المناطق حيث ان بامكاننا الفوز ، لأننا لن تتمكن وحدة التخزين. ويمكن أن تكون سوقا ضخما ، ولكن هذا يجب أن يكون مكانه ، لابد من التركيز على الابداع. هناك غني عن الكفاح من أجل كسب الزبائن.
* Sucari : عندما يكون العميل قد حدد المشكلة ، والذهاب إلى بلدان أخرى. عندما كنت لا تعرف ، أن يأتي إلى الأرجنتين ، لأنه يعلم ان هنا أنه سوف يعمل على حل بسرعة ، وجيدة ورخيصة. لمراكز الاتصال ، والصعوبات وغيرها ، لأن لنا سلعة ، ونظام آخر الأعمال وظهرت العديد من بلدان أمريكا اللاتينية والمنافسة الخام.
-- جائزة الرئيسية هي اسبانيا والولايات المتحدة؟
* Sucari : في الاساس ، فإن الجزء الأكبر من حجم هناك.
* Grisanti : في صناعة مراكز الاتصال وكذلك منافذ ذات القيمة المضافة ، ولكن في الحجم الكبير لدينا منافسة قوية جدا. بالنسبة للشركات لتوظيف خدمة له ما يبرره في الأرجنتين دفع 20 أو 25 ٪ أكثر من ذلك ، ونحن اليوم 50 ٪ أكثر تكلفة من البلدان الأخرى المتنافسة معنا.
-- لماذا الارجنتينيين وارتفاع تكاليف ذلك؟
* Grisanti : 80 ٪ من تكاليف عملياتنا والعمل ، والزيادات في الأجور تتراوح بين 30 و 40 ٪ سنويا كما هو متفق عليه في البرنامج المشترك بين أمر صعب. وبالإضافة إلى ذلك ، فإن سعر الصرف لا يتبع ، وعلى رأسها هو سقوط اليورو ، والتي لها تأثير أكثر من ذلك بكثير ، ودفع التكاليف.
* هيلز : العودة إلى أعلى ، والبحث عن منافذ حيث الجودة ، والسؤال هو أين هي النقاط التي يمكن أن نقدمها المزايا التفاضلية.
-- وما هي تلك النقاط التفاضلية؟
* هيلز : الابتكار ، والجداول الزمنية ، والخدمات الحرجة ، أي أن الخدمات يجب أن تتوافر دون انقطاع ، ويجب أن تكون الجودة.
-- الموارد البشرية كافية مع الأخذ في الاعتبار احتمال وجود للنمو؟
* Bacher : وإذا كنا نتفق على أن هذه هي الاستراتيجية ، يجب علينا معرفة كيفية الاستفادة منه. وهناك لديك لمعرفة مستوى التعليم ، والتطوير الوظيفي والجامعات خدمة المنحى. والواقع هو أن هناك حاجة إلى المزيد.
* Migoya : الموارد البشرية غير كافية ، كان صحيحا ، ولكن في السنوات الثلاث الماضية ، والناس الذين يعملون في مجال التكنولوجيا من قبل اثنين من الضعف. ومع ذلك ، فإن أول شيء يجب عليك القيام به هو اقناع الاطفال لدراسة العلوم الصعبة ، وينبغي أن تبدأ قبل السباقات ، من الثانوية. ومن الضروري أيضا لإنشاء السباقات المتوسطة.
-- أنت الثناء على جودة التعليم الجامعي وعلى الجانب الآخر ، ينتقد طول السباقات. أليس هذا تناقضا؟
* Bacher : هناك حرجة ، وهناك العديد من الدورات القصيرة. هو أن النظام يتطور والذهاب الى هناك.
* Sucari : في كولومبيا والمكسيك هي بالفعل مراكز الاتصال سباق المنحى. المستوى التعليمي ممتاز ، ولكن الكمال هو عدو الجيد.
* هيلز : لا ننسى أن هذا هو صناعة ، وليس البلد. التميز في الموارد البشرية هي واحدة من النقاط الرئيسية ، في حين أن نتمكن من بناء الثقة ، وبتكلفة معقولة ، وهذا سوف تستمر في النمو.
وكان لارسون Stieg صاحب البلاغ الأول لبيع أكثر من مليون الكتب الإلكترونية
السويدي لارسون Stieg الكاتب ، والمؤلف من ثلاثية ناجحة "الألفية" أصبحت أول كاتب في بيع أكثر من مليون كتاب القارئ الرقمي في متجر الامازون أوقد ، وقالت الشركة الامريكية اليوم.
وقتل في وقت لاحق لارسون ، الذي توفي في عام 2004 والذي لشهرة مع نجاح الروايات بعد وفاته "وفتاة مع وشم التنين" و "فتاة التي لعبت مع النار" و "فتاة بقدمه من" عش الدبابير ، وحققت المعلم لأكثر من مليون نسخة رقمية قادمة من منطقة الامازون.
"لقد كتب أسيرا لارسون الملايين من القراء في جميع أنحاء العالم واثارت اهتمام المتزايد في حياة الأنصار ، يزبيث سالاندر ومايكل Blomkvist ، وقال في بيان ان نائب الرئيس للمحتوى الامازون أوقد ، Grandinetti روس ، و أعلن هذا النبأ.
وذكرت كذلك أن الأمازون قررت إنشاء "أوقد نادي المليون" ، وحدد النادي ، والتي جميع المؤلفين الذين هيئة العمل أكثر من مليون نسخة بيعت في متجره وأوقد لارسون كان اسمه بعد وفاته أول عضو .
بفضل مليون نسخة بيعت ، ويعمل الثلاثة التي تتألف منها سلسلة "الألفية" ، الذي سبق أن قدم في الفيلم في السويد والتكيف مع هوليوود ويتوقع في وقت قريب ، هي أيضا من ضمن العشرة الأوائل في معظم العناوين الرقمية بيع من أي وقت مضى من قبل الأمازون.
أكبر سلسلة متاجر في العالم تبيع الكتب الرقمية عبر الإنترنت من خلال مخزن أوقد ما يسمى ، الذي يقدم أعمال معروف للقراء الكتاب الإلكتروني الخاصة بهم ، أوقد ، ولكن يمكن قراءتها على اجهزة أبل عدة مثل اي فون ، تطلب الشركة أو آي بود تاتش ، وأجهزة الكمبيوتر الشخصية وغيرها.
ثلاثية لارسون هذا الاسبوع تحتل المراكز الثلاثة الاولى الكتب الأكثر مبيعا الرقمية في المتجر ، و "فتاة مع وشم التنين" الذي هو في المرتبة العليا ، ثم من قبل أطراف ثالثة ("الفتاة التي بقدمه في عش الدبور ") والثاني (" الفتاة التي لعبت بالنار ") في هذه السلسلة ، على التوالي.
هذا النجاح في العالم الرقمي بالإضافة إلى جميع أنحاء العالم تلك التي تحققت بالفعل من أعمال لارسون ، الذين يشكلون نوعا من الإثارة متبل مع النقد الاجتماعي والتي يقوم بها الصحفي المعروف (Blomkvist) و "القراصنة" كامل مفاجآت (سالاندر).
منذ نشر في السويد منذ اربع سنوات الأولى من الأعمال ، "ميم؟ ن سوم Hatar أشاروا بصورة" ("وفتاة مع وشم التنين" ، باللغة الإنكليزية ، أو "فتاة مع وشم التنين" ، باللغة الاسبانية ) ، وأصبحت الكتب لارسون ظاهرة دولية ، مع صدارة على الخرائط في كثير من البلدان.
وفقدت اسهم Amazon.com 13.22 في المئة من قيمته حتى الان هذا العام في بورصة نيويورك ، حيث يتاجر الآن عند 116،73 $ بعد الدورة نصف ، مما يمثل انخفاضا من 1 و 40 ٪ من الدورة السابقة.
وقتل في وقت لاحق لارسون ، الذي توفي في عام 2004 والذي لشهرة مع نجاح الروايات بعد وفاته "وفتاة مع وشم التنين" و "فتاة التي لعبت مع النار" و "فتاة بقدمه من" عش الدبابير ، وحققت المعلم لأكثر من مليون نسخة رقمية قادمة من منطقة الامازون.
"لقد كتب أسيرا لارسون الملايين من القراء في جميع أنحاء العالم واثارت اهتمام المتزايد في حياة الأنصار ، يزبيث سالاندر ومايكل Blomkvist ، وقال في بيان ان نائب الرئيس للمحتوى الامازون أوقد ، Grandinetti روس ، و أعلن هذا النبأ.
وذكرت كذلك أن الأمازون قررت إنشاء "أوقد نادي المليون" ، وحدد النادي ، والتي جميع المؤلفين الذين هيئة العمل أكثر من مليون نسخة بيعت في متجره وأوقد لارسون كان اسمه بعد وفاته أول عضو .
بفضل مليون نسخة بيعت ، ويعمل الثلاثة التي تتألف منها سلسلة "الألفية" ، الذي سبق أن قدم في الفيلم في السويد والتكيف مع هوليوود ويتوقع في وقت قريب ، هي أيضا من ضمن العشرة الأوائل في معظم العناوين الرقمية بيع من أي وقت مضى من قبل الأمازون.
أكبر سلسلة متاجر في العالم تبيع الكتب الرقمية عبر الإنترنت من خلال مخزن أوقد ما يسمى ، الذي يقدم أعمال معروف للقراء الكتاب الإلكتروني الخاصة بهم ، أوقد ، ولكن يمكن قراءتها على اجهزة أبل عدة مثل اي فون ، تطلب الشركة أو آي بود تاتش ، وأجهزة الكمبيوتر الشخصية وغيرها.
ثلاثية لارسون هذا الاسبوع تحتل المراكز الثلاثة الاولى الكتب الأكثر مبيعا الرقمية في المتجر ، و "فتاة مع وشم التنين" الذي هو في المرتبة العليا ، ثم من قبل أطراف ثالثة ("الفتاة التي بقدمه في عش الدبور ") والثاني (" الفتاة التي لعبت بالنار ") في هذه السلسلة ، على التوالي.
هذا النجاح في العالم الرقمي بالإضافة إلى جميع أنحاء العالم تلك التي تحققت بالفعل من أعمال لارسون ، الذين يشكلون نوعا من الإثارة متبل مع النقد الاجتماعي والتي يقوم بها الصحفي المعروف (Blomkvist) و "القراصنة" كامل مفاجآت (سالاندر).
منذ نشر في السويد منذ اربع سنوات الأولى من الأعمال ، "ميم؟ ن سوم Hatar أشاروا بصورة" ("وفتاة مع وشم التنين" ، باللغة الإنكليزية ، أو "فتاة مع وشم التنين" ، باللغة الاسبانية ) ، وأصبحت الكتب لارسون ظاهرة دولية ، مع صدارة على الخرائط في كثير من البلدان.
وفقدت اسهم Amazon.com 13.22 في المئة من قيمته حتى الان هذا العام في بورصة نيويورك ، حيث يتاجر الآن عند 116،73 $ بعد الدورة نصف ، مما يمثل انخفاضا من 1 و 40 ٪ من الدورة السابقة.
وكان مارادونا لم يعد مدربا للأرجنتين
رسميا ما توقع العديد من الناس بعد القضاء على الارجنتين في كأس العالم. Bialo تشركيس جاء الى غرفة أفا حيث كانوا ينتظرون للصحفيين ، وبعد 47 دقائق من اجتماع اللجنة التوجيهية وذكرت أنه "تم حل بالاجماع عدم تجديد عقده مع النادي لدييغو ارماندو مارادونا." وقال "ما يمكنني أن أبلغ اسم أفا هو ان الرئيس على علم أعضاء تحدثت مع السيد أرماندو Maradaona دييغو ، قدم أبرز حديثه الطويل امس وبعد ان الرئيس كان لا بد من للمساءلة عن هذه المحادثات ، مع اللجنة التنفيذية الكاملة لأعضائها وقررت بالاجماع عدم تجديد العقد مع السيد أرماندو دييجو مارادونا المدير الفني للمنتخب وحرف. تنتهي هنا خطوة أولى لربط مارادونا مع السيد ، سوف تفتح دائما ابواب هذا البيت "، حسبما ذكرت المتحدث باسم الاتحاد الارجنتيني.
وبالإضافة إلى ذلك ، أكد Bialo ان "قائمة اللاعبين للمباراة ضد ايرلندا (11 أغسطس) والتي تنتجها دييجو مارادونا" ، ولكن سيتم توجيه فريق العمل عن طريق سيرجيو باتيستا. وقال أيضا بأن "مارادونا هو ما نحن على اتصال بهذه الطريقة."
والخلف؟ "في هذه الأيام أنها ستكون على جدول الأعمال انتخاب مدرب جديد ، ولكن ليس في مخيلة أي من الأعضاء لا يتضمن أي اسم من الخلف" ، وقال تشركيس Bialo. واضاف في اشارة الى الحضور وتساءل مارادونا : "لا اعتراض لأنه لم يكن ثمة وقت للتفاصيل".
Tuesday, June 29, 2010
Claudio Gentile: "Maradona is a lier"
Diego Maradona is a charlatan and I want nothing to do with it, "said today the former Italian defender Claudio Gentile, responding to allegations against him pronounced by the head coach of the Argentina.
"It knows how to lose and what he said does not correspond at all with reality," added the former coach of the selection "azzurra" Sub-21 in response to criticism from Maradona, who used it as an example to explain the faults that receives Lionel Messi.
"Every time he touches the ball Messi will go to the legs. It is scandalous. What?, Go back to the era of Gentile?" Asked Maradona, on the Italian bookmark it mistreated during his first World Cup in Spain 82 .
It was the point against referees at the World Cup and annoyed by a consultation on the wrong goal for Argentina sanctioned in the 3-1 victory over Mexico in the second round of the tournament.
"Before making some comments, (Maradona) should remember that in my career was never expelled," Gentile completed.
"It knows how to lose and what he said does not correspond at all with reality," added the former coach of the selection "azzurra" Sub-21 in response to criticism from Maradona, who used it as an example to explain the faults that receives Lionel Messi.
"Every time he touches the ball Messi will go to the legs. It is scandalous. What?, Go back to the era of Gentile?" Asked Maradona, on the Italian bookmark it mistreated during his first World Cup in Spain 82 .
It was the point against referees at the World Cup and annoyed by a consultation on the wrong goal for Argentina sanctioned in the 3-1 victory over Mexico in the second round of the tournament.
"Before making some comments, (Maradona) should remember that in my career was never expelled," Gentile completed.
Tuesday, June 22, 2010
Sunday, June 20, 2010
Friday, May 28, 2010
The tragic fates of "Arnold", "Willis" and "Kimberly"
Despite the huge success of the series American Black & White (Diff'rent Strokes) in the late '70s and early '80s, the protagonists seem to suffer more than enjoying the time. The luck did not accompany Dana Plato, who died in 1999, or Todd Bridges, addicted to drugs and alcohol. Now, with the death of Gary Coleman, seems to close the tragic circle accompanied for more than two decades.
In the late '70s, the series starring three young, who embodied the children of a millionaire who lived New York, rose to fame for having as topic the integration of blacks and whites in the same family.
But the boys, with their angelic faces, were far from living a life as idyllic as in the television series. Dana Plato, who played Kimberly, the biological daughter of Mr. Drummond, had to leave the series after six seasons of success, to get pregnant.
In 1991 he was arrested for robbing a video store in Las Vegas and a year later was convicted of falsifying a prescription for a thousand doses of Valium. Despite having received a month in jail and five other parole, Justice took the custody of his son.
When leaving the series in 1984, landed unsuccessfully for Playboy magazine and away from returning to the small screen was devoted to making pornographic films. The redhead died in May 1999 from an overdose of drugs in the trailer where he lived for 34 years.
For its part Todd Bridges, Willis in the series, the older brother of Arnold and Drummond adoptive family, confessed that he began taking drugs at an early age and with their effects recorded episodes.
"I was only 12 years and my agent was abusing me, but my father stood beside him," Bridges told in an interview with Fox News, where he also acknowledged that his life fell apart at the end of the series.
Also with drug and alcohol problems, Bridges was convicted of illegal possession of weapons and for having stabbed a tenant. In 1989 he was tried and acquitted for attempted murder.
At one point, Willis decided to end his addiction. "One day I woke up and said this must change," he said. At that time, facing a trial for drug possession and the judge gave him to choose between prison or rehabilitation.
Meanwhile, Gary Coleman, who played the youngest of the adopted children, Arnold, went from being the prominent cheeks nice boy to a man with violent characteristics, also addicted to alcohol and drugs.
Suffering from kidney dysfunction that prevented him from growing, the actor's first controversial decision was to break ties with his adoptive parents and to sue for having stolen money from your bank account.
Away from television, in late 1998 a picture of him in his new work swept the world: he was responsible for supervision of a Shopping Center in California. Then hit a fan who asked for an autograph, so you got a sentence of 90 days in jail. He was also accused of beating his wife, and in recent months was seen insulting a television in a live program.
However, not all the protagonists of the series ran the same fate. Ironically, the eldest, who played the father of these three angels, was still working after the hit TV show.
Conrad Stafford Bain not only worked with Woody Allen in Bananas film, but also continued to perform roles in other movies and series, including with his twin brother Bonar, who is also an actor. With its 87 years, Bain lives with his wife Monica Sloan, who has been married since 1945 and had three children.
In the late '70s, the series starring three young, who embodied the children of a millionaire who lived New York, rose to fame for having as topic the integration of blacks and whites in the same family.
But the boys, with their angelic faces, were far from living a life as idyllic as in the television series. Dana Plato, who played Kimberly, the biological daughter of Mr. Drummond, had to leave the series after six seasons of success, to get pregnant.
In 1991 he was arrested for robbing a video store in Las Vegas and a year later was convicted of falsifying a prescription for a thousand doses of Valium. Despite having received a month in jail and five other parole, Justice took the custody of his son.
When leaving the series in 1984, landed unsuccessfully for Playboy magazine and away from returning to the small screen was devoted to making pornographic films. The redhead died in May 1999 from an overdose of drugs in the trailer where he lived for 34 years.
For its part Todd Bridges, Willis in the series, the older brother of Arnold and Drummond adoptive family, confessed that he began taking drugs at an early age and with their effects recorded episodes.
"I was only 12 years and my agent was abusing me, but my father stood beside him," Bridges told in an interview with Fox News, where he also acknowledged that his life fell apart at the end of the series.
Also with drug and alcohol problems, Bridges was convicted of illegal possession of weapons and for having stabbed a tenant. In 1989 he was tried and acquitted for attempted murder.
At one point, Willis decided to end his addiction. "One day I woke up and said this must change," he said. At that time, facing a trial for drug possession and the judge gave him to choose between prison or rehabilitation.
Meanwhile, Gary Coleman, who played the youngest of the adopted children, Arnold, went from being the prominent cheeks nice boy to a man with violent characteristics, also addicted to alcohol and drugs.
Suffering from kidney dysfunction that prevented him from growing, the actor's first controversial decision was to break ties with his adoptive parents and to sue for having stolen money from your bank account.
Away from television, in late 1998 a picture of him in his new work swept the world: he was responsible for supervision of a Shopping Center in California. Then hit a fan who asked for an autograph, so you got a sentence of 90 days in jail. He was also accused of beating his wife, and in recent months was seen insulting a television in a live program.
However, not all the protagonists of the series ran the same fate. Ironically, the eldest, who played the father of these three angels, was still working after the hit TV show.
Conrad Stafford Bain not only worked with Woody Allen in Bananas film, but also continued to perform roles in other movies and series, including with his twin brother Bonar, who is also an actor. With its 87 years, Bain lives with his wife Monica Sloan, who has been married since 1945 and had three children.
Presented the progress in reducing child and maternal mortality
"Preventing maternal and infant death is the best company we can take, but it is a task that can not face alone, so glad that the plan we are presenting is the result of work agreed with the provinces," said Manzur at Sala Pablo Picasso Paseo La Plaza, opened the conference "From strategy to action", organized by the national health portfolio in conjunction with the Pan American Health Organization (PAHO), the United Nations Population Fund (UNFPA) and the United Nations Fund for Children (UNICEF).
The event was attended by the Resident Coordinator of UN System in Argentina, Santiago Martín, the secretary of health policies and programs of the Ministry of Health, Maximum Diosque and Community Health Undersecretary of the ministry, Guillermo Gonzalez Prieto. Present were also the ministers of Health in Santiago del Estero, Luis Martinez, Formosa, Anibal Gomez, Misiones, Jose Guccione, Chaco, Jujuy Francisco Baquero, Victor Urbani, Tucumán, Paul Yedlin and La Rioja, Gustavo Graselli .
"Continue on the path of decreasing maternal and infant mortality in the country is our duty but also are two of the goals posed by the Millennium Development Goals, established in the framework of the World Health Organization," said Manzur -and we are moving forward with technical rigor, scientific and political support to achieve the success of the initiative. "
The event was attended by the Resident Coordinator of UN System in Argentina, Santiago Martín, the secretary of health policies and programs of the Ministry of Health, Maximum Diosque and Community Health Undersecretary of the ministry, Guillermo Gonzalez Prieto. Present were also the ministers of Health in Santiago del Estero, Luis Martinez, Formosa, Anibal Gomez, Misiones, Jose Guccione, Chaco, Jujuy Francisco Baquero, Victor Urbani, Tucumán, Paul Yedlin and La Rioja, Gustavo Graselli .
"Continue on the path of decreasing maternal and infant mortality in the country is our duty but also are two of the goals posed by the Millennium Development Goals, established in the framework of the World Health Organization," said Manzur -and we are moving forward with technical rigor, scientific and political support to achieve the success of the initiative. "
He added that "we know that these goals are not achieved from one day to the other and is also a fact that these indicators, infant mortality are inversely proportional to the level of schooling that mothers have, so the task is immense and cuts across all state policies. "
For its part, the UN representative in the country celebrated the "effort of Argentina" by submitting a plan to reduce maternal and infant death, a cause which he said "killed more than half a million women in the world complications of childbirth. " He added that "worldwide is producing about 20 million births per year in bad conditions, situations that kill 15 percent of mothers and of the 175 million pregnancies each year, more than half are unwanted."
In Argentina, the results of maternal health, children, adolescents and women are still not satisfactory when compared mortality rates with other nations in the region. In turn, the distribution of mortality in the country is very uneven: a newborn or a pregnant woman are more likely to live in Patagonia or the city of Buenos Aires in the Northwest (NOA) and Northeast ( NEA). For example, in the province of Neuquén neonatal mortality is half the national rate, while other districts triple those numbers.
The infant mortality rate in Argentina fell from 13.3 per thousand live births in 2007 to 12.5 per thousand live births in 2008. Regarding the maternal mortality rate, which reflects the risk of death of women during pregnancy, childbirth and the postpartum period and is calculated every ten thousand live births rose from 4.4 per ten thousand live births in 2007-4 ten thousand live births in 2008.
The picture in the provinces is dissimilar and that is why each has its own goals within the framework of implementing the plan.
2007
2008
2011 Target
Chaco
2.21
18
7.13
Santiago del Estero
8.13
4.10
10
Formosa
9.22
2.19
5.15
Missions
6.14
9.13
10.9
Jujuy
2.15
14
11
To reduce these rates, the plan promoted by the national health portfolio, through the Ministry of Health Promotion and Programs, focuses on identifying the main causes that trigger the death of women, adolescents, boys and girls in the country to act on them and has as main objectives the reduction of infant mortality (in its two components: neonatal and post neonatal), maternal mortality, teenage pregnancy unplanned, the incidence and mortality from cervical cancer and expenses hospital for abortion.
2007
2008
2011 Target
Chaco
2.21
18
7.13
Santiago del Estero
8.13
4.10
10
Formosa
9.22
2.19
5.15
Missions
6.14
9.13
10.9
Jujuy
2.15
14
11
To reduce these rates, the plan promoted by the national health portfolio, through the Ministry of Health Promotion and Programs, focuses on identifying the main causes that trigger the death of women, adolescents, boys and girls in the country to act on them and has as main objectives the reduction of infant mortality (in its two components: neonatal and post neonatal), maternal mortality, teenage pregnancy unplanned, the incidence and mortality from cervical cancer and expenses hospital for abortion.
In general, the aim is to focus on management processes, human resources, supplies and infrastructure that are an obstacle to proper care for the population in each province. This involves the coordinated work between the Ministry of Health of the Nation and provincial ministries.
During the day today, officials of national health portfolio detailing the progress in relation to in-service training, progress in the diagnosis of cervical cancer and perinatal building networks.
Also addressed the "Strategies implemented to reduce access barriers in sexual health and responsible procreation."
Also addressed the "Strategies implemented to reduce access barriers in sexual health and responsible procreation."
Finally, the Center for the Study of State and Society (CEDES) has planned the launch of the Centre for Sexual and Reproductive Health (OSSyR) from Argentina.
Optimism grows in Argentina as World Cup nears
BUENOS AIRES (Reuters) - Thousands of Argentines cheered on the national team as it departed for South Africa on Friday on their quest to win the country's third World Cup.
The send-off marked the latest sign of growing confidence in coach Diego Maradona, who has had a turbulent tenure since taking over the team more than 18 months ago.
Chanting fans crowded a highway leading to the Buenos Aires international airport as a bus carrying the team moved slowly toward their flight.
"We're all with Diego," said Martin Bertaina, a 39-year-old horse trainer who rode his horse 20 kilometers to see the team.
"Maybe a few months ago we weren't, but Argentines are like that. One day we love you, the next we don't. But Maradona is special."
Argentina, World Cup champions in 1978 and 1986, are widely seen as one of the tournament's most talented teams led by striker Lionel Messi, who was voted Europe's player of the year.
Maradona, one of the game's greatest players, had a wobbly start as coach. His side advanced to the World Cup finals after winning their last qualifying match, narrowly avoiding a playoff.
However, two wins in friendlies against Germany and Canada, and strong showings by many of the team's top players with their club teams in Europe, have raised expectations for the team in South Africa.
The send-off marked the latest sign of growing confidence in coach Diego Maradona, who has had a turbulent tenure since taking over the team more than 18 months ago.
Chanting fans crowded a highway leading to the Buenos Aires international airport as a bus carrying the team moved slowly toward their flight.
"We're all with Diego," said Martin Bertaina, a 39-year-old horse trainer who rode his horse 20 kilometers to see the team.
"Maybe a few months ago we weren't, but Argentines are like that. One day we love you, the next we don't. But Maradona is special."
Argentina, World Cup champions in 1978 and 1986, are widely seen as one of the tournament's most talented teams led by striker Lionel Messi, who was voted Europe's player of the year.
Maradona, one of the game's greatest players, had a wobbly start as coach. His side advanced to the World Cup finals after winning their last qualifying match, narrowly avoiding a playoff.
However, two wins in friendlies against Germany and Canada, and strong showings by many of the team's top players with their club teams in Europe, have raised expectations for the team in South Africa.
World Cup 2010: Diego Maradona to run naked through Buenos Aires if Argentina win
The Argentina coach, whose country struggled to qualify for the finals, made the promise during an interview with FM Metro radio station.
"If we win the World Cup, I will run naked around the EL Obelisco in the centre of Buenos Aires," Maradona said live on air. The Argentine press is sure Maradona will keep his promise as he earlier posed naked for the El Grafico magazine.
"If we win the World Cup, I will run naked around the EL Obelisco in the centre of Buenos Aires," Maradona said live on air. The Argentine press is sure Maradona will keep his promise as he earlier posed naked for the El Grafico magazine.
Coffee queen caught in 'pretty women' smuggling plot
Former Colombian beauty queen Angie Sanclemente Valencia poses in Bogota in this undated handout photo. Valencia, suspected of leading a band of young women who smuggled cocaine from Argentina to Europe, was arrested on May 26, 2010 in Argentina, a judicial source said.
In Rio de Janeiro, Argentina's president called for the creation of a Palestinian state
The President also said that Israel has the right "to live in internationally recognized borders." It was at the III Forum of the Alliance of Civilizations, held in Brazil.
The President listened to talks while Lula Da Silva, and ministers Taiana, Boudou and Giorgi.
During his speech at the III Forum of the Alliance of Civilizations, held in Rio de Janeiro, President Cristina Fernandez de Kirchner called today for the creation of a Palestinian state. He also said that Israel has the right "to live in internationally recognized borders" and "peace building" is linked with "still unresolved desires."
"These are elements that contribute to the alliance of civilizations, a world of peace and subtract ammunition for those who use terrorism as a kind of religious identity that has nothing to do with religion but a political nature," said the President.
The Forum brings together representatives of 160 countries on the theme "Connecting Cultures, Building Peace."
In addition, Cristina said today that "to achieve serious progress in construction and we must root out intolerance, prejudice, but do so in the realization of our communities." "The political issue linked to the redistribution of wealth, access to education, health are things that should not be discussing in this century and continue to be specified in every meeting and when we see the numbers each time there are situations that are worse" , said the President listened while Lula Da Silva, and ministers Taiana, Boudou and Giorgi.
He also recalled an idea of the Spanish journalist and intellectual José Luis Cebrian, who in 2004 questioned whether "The West was not wrong in wanting to establish social institutions and organizations to change organizations and ancient ancient civilizations."
On the other hand, stressed that Latin America is a region free of ethnic and religious conflicts "and gave as an example to Argentina, where" the degree of coexistence is not only a product of tolerance but of the integration and assimilation without losing identities and histories of every life form. " "It is a society with a diversity and plurality rarely seen, which was tested" with the attacks on the Israeli Embassy in 1992 and the AMIA in 1994, facts that would "have unleashed passions, divisions and ruptures but far from Therefore, integration strengthened ties between the communities. "
He also noted as an example "magnificent" the realization of integration ecumenical Te Deum was held on May 25 at the Basilica of Luján to mark the bicentenary of the Revolution of May, with representatives of different faiths.
The President listened to talks while Lula Da Silva, and ministers Taiana, Boudou and Giorgi.
During his speech at the III Forum of the Alliance of Civilizations, held in Rio de Janeiro, President Cristina Fernandez de Kirchner called today for the creation of a Palestinian state. He also said that Israel has the right "to live in internationally recognized borders" and "peace building" is linked with "still unresolved desires."
"These are elements that contribute to the alliance of civilizations, a world of peace and subtract ammunition for those who use terrorism as a kind of religious identity that has nothing to do with religion but a political nature," said the President.
The Forum brings together representatives of 160 countries on the theme "Connecting Cultures, Building Peace."
In addition, Cristina said today that "to achieve serious progress in construction and we must root out intolerance, prejudice, but do so in the realization of our communities." "The political issue linked to the redistribution of wealth, access to education, health are things that should not be discussing in this century and continue to be specified in every meeting and when we see the numbers each time there are situations that are worse" , said the President listened while Lula Da Silva, and ministers Taiana, Boudou and Giorgi.
He also recalled an idea of the Spanish journalist and intellectual José Luis Cebrian, who in 2004 questioned whether "The West was not wrong in wanting to establish social institutions and organizations to change organizations and ancient ancient civilizations."
On the other hand, stressed that Latin America is a region free of ethnic and religious conflicts "and gave as an example to Argentina, where" the degree of coexistence is not only a product of tolerance but of the integration and assimilation without losing identities and histories of every life form. " "It is a society with a diversity and plurality rarely seen, which was tested" with the attacks on the Israeli Embassy in 1992 and the AMIA in 1994, facts that would "have unleashed passions, divisions and ruptures but far from Therefore, integration strengthened ties between the communities. "
He also noted as an example "magnificent" the realization of integration ecumenical Te Deum was held on May 25 at the Basilica of Luján to mark the bicentenary of the Revolution of May, with representatives of different faiths.
Cristina Kirchner questioned the discrimination against immigrants and called for peace in the Middle East
The President defended the creation of a Palestinian state and claimed the right of Israel to "live in peace," under the UN meeting in Rio de Janeiro. "South America is a region free of ethnic and religious conflicts," he said and stressed that Argentina "is plural and diverse."
Cristina Fernandez and Lula Da Silva
President Cristina Fernandez cuestionamietno today made a strong discrimination against immigrants and also for peace in the Middle East, in the context of Civilizations Forum taking place in Rio de Janeiro.
The president warned that there are "worrying signs regarding discrimination of immigrants", referring to projects that had an impact particularly in the United States. He said after pointing out that he could not "do political considerations of what is happening in the world."
At the same time, said the desire for peace in the world is connected "with longing and things that are still unresolved."
"The establishment of a Palestinian state and Israel's right to have borders and live in peace would be reasons that contribute to a world of peace and subtract arguments perhaps those who use terrorism as a kind of religious identity that has nothing to do with other religions and that is obviously political in nature, "he said.
For the president, the meeting should take certain points "to achieve a breakthrough in earnest to root out intolerance, prejudice, but doing so in the realization of our communities."
"I prefer integration, and that everyone can live like you want to pray to God that you want and you can dress as you want without being discriminated against by the other," said Cristina.
"This is his big goal that we all have to get there: Integration and coexistence are two basic tools with education, better quality of life and international justice to which all countries can live in their territory with justice and respect for other states "he concluded.
The Head of State was speaking at the plenary of the Forum of Civilizations United Nations Organization, which this year brought together 160 representatives from different countries and taking place in Rio de Janeiro, Brazil.
On the other hand, the president will meet privately with his counterpart Luiz Inacio Lula Da Silva, which will run from 18:00 to settle the trade dispute. In addition, it will probably also with the United Nations secretary general, Ban Ki Moon Korean.
Cristina Fernandez traveled accompanied by Foreign Minister Jorge Taiana, the Minister of Industry and Tourism, Debora Giorgi, and Minister of Economy, Amado Boudou.
Cristina Fernandez and Lula Da Silva
President Cristina Fernandez cuestionamietno today made a strong discrimination against immigrants and also for peace in the Middle East, in the context of Civilizations Forum taking place in Rio de Janeiro.
The president warned that there are "worrying signs regarding discrimination of immigrants", referring to projects that had an impact particularly in the United States. He said after pointing out that he could not "do political considerations of what is happening in the world."
At the same time, said the desire for peace in the world is connected "with longing and things that are still unresolved."
"The establishment of a Palestinian state and Israel's right to have borders and live in peace would be reasons that contribute to a world of peace and subtract arguments perhaps those who use terrorism as a kind of religious identity that has nothing to do with other religions and that is obviously political in nature, "he said.
For the president, the meeting should take certain points "to achieve a breakthrough in earnest to root out intolerance, prejudice, but doing so in the realization of our communities."
"I prefer integration, and that everyone can live like you want to pray to God that you want and you can dress as you want without being discriminated against by the other," said Cristina.
"This is his big goal that we all have to get there: Integration and coexistence are two basic tools with education, better quality of life and international justice to which all countries can live in their territory with justice and respect for other states "he concluded.
The Head of State was speaking at the plenary of the Forum of Civilizations United Nations Organization, which this year brought together 160 representatives from different countries and taking place in Rio de Janeiro, Brazil.
On the other hand, the president will meet privately with his counterpart Luiz Inacio Lula Da Silva, which will run from 18:00 to settle the trade dispute. In addition, it will probably also with the United Nations secretary general, Ban Ki Moon Korean.
Cristina Fernandez traveled accompanied by Foreign Minister Jorge Taiana, the Minister of Industry and Tourism, Debora Giorgi, and Minister of Economy, Amado Boudou.
Sunday, May 02, 2010
Thursday, April 08, 2010
Thursday, April 01, 2010
Monday, March 22, 2010
Thursday, March 18, 2010
Avanza un proyecto de biodiésel a partir de microalgas marinas (Mar del Plata)
Investigadores de la UTN Mar del Plata alcanzaron importantes resultados en la investigación para producir biodiésel desde microalgas marinas.
La Universidad Tecnológica Nacional de Mar del Plata (UTN-Mar del Plata) está trabajando de manera intensa en un proyecto de investigación altamente positivo: la producción de biodiésel a partir de microalgas marinas.
El trabajo de investigación se desarrolla en la ciudad de Mar del Plata, donde la UTN tiene su sede en la zona portuaria; el mismo está encabezado por un equipo de científicos y técnicos interdisciplinarios, que conjuga capacidades técnicas en acuicultura, ficología, biotecnología, ingeniería ambiental y de procesos. Para la cumplimentación del proyecto la UTN local está trabajando en conjunto con la UTN de Resistencia, Chaco.
Alcanzar a producir biodiésel a partir de microalgas marinas tiene ventajas muy importantes, ya que uno de los elementos fundamentales es que a diferencia de la soja o el resto de las plantas oleaginosas, no se quita una porción de los alimentos que podría ser necesaria para consumo humano o animal. Por otro lado tampoco se utiliza agua dulce, que será vital dentro de unos años, sino que se aprovecha el agua de mar que refrigera los equipos de una usina cercana al lugar donde se desarrolla el proyecto.
Otros aspectos para destacar son las virtudes comparativas que elevan la “performance” de las microalgas marinas con respecto a la soja, en la búsqueda del aceite para la fabricación del biodiésel. En este sentido, hay que decir que las microalgas no están sujetas a regímenes de zafra, por lo que se cultivan durante todo el año. Y el resultado es asombroso, dado que de una hectárea de microalgas se obtienen unos 8.000 litros de aceite al año.
Es por eso que este grupo de investigadores y técnicos de la UTN Mar del Plata está desarrollando este proyecto que propone realizar el cultivo masivo de especies seleccionadas de microalgas marinas como materia prima para la producción de aceite para biodiésel. Actualmente se encuentra en etapa de desarrollo, la cual consiste en experiencias realizadas en laboratorio y en un módulo de producción (en invernadero) con tanques de capacidades entre 100 y 2.000 litros. Pero este año se planea expandir dicho módulo a la construcción de varios piletones de tipo "raceway" ya que, en un plazo no mayor a cinco años, se proyecta contar con un área de producción de 1 hectárea.
Sustentabilidad
Un punto muy interesante de este proyecto es que su foco se centra en desarrollar procesos sustentables desde los puntos de vista económico y ambiental. Esto se logrará limitando la energía consumida a no más de un 20% de la energía a producir y reemplazando insumos de alto costo, como dióxido de carbono y medios de cultivo, por el aprovechamiento de pasivos ambientales como emisiones industriales y barros cloacales.
Las microalgas
Otro hecho notable de este proyecto radica en la utilización exclusiva de microalgas marinas. Esto tiene el especial propósito de conservar agua potable, la cual significará en un futuro un recurso natural más limitante que el petróleo. Para ello se ha implementado un importante sistema de abastecimiento de agua de mar natural proveniente del sistema de refrigeración de la central termoeléctrica local, ubicada a sólo 200 metros del módulo de producción. También se aprovecharán las emisiones gaseosas de dicha central como fuente de dióxido de carbono.
Por sus características, las microalgas duplican cada 24 horas la biomasa si se las hace crecer en condiciones óptimas. Además, requieren mucho menos fertilizante que los cultivos tradicionales, a diferencia de la soja u otras oleaginosas, que requieren mucho fertilizante para obtener un rinde interesante para la industria. Esto es debido a que las microalgas poseen una capacidad mucho mayor que las plantas terrestres para absorber la luz del sol y los nutrientes como el dióxido de carbono. Este último es un gas que provoca calentamiento global.
Como si esto fuera poco hay un aspecto que las convierte en altamente competitivas con el resto de los cultivos orientados a la generación del biodiésel: el rendimiento de aceite por hectárea de microalgas marinas, comparado con una hectárea de soja, es de 30 a 100 veces más, ya que ciertas especies poseen en condiciones óptimas hasta un 60% de su peso seco en aceite.
El proyecto
Desde su inicio en el año 2008, los investigadores de la UTN Mar del Plata han logrado avances significativos que muestran el potencial de este proyecto. En una primera etapa se adaptó una especie de microalga muy productiva y con alto contenido en aceite a las condiciones locales y se alcanzaron densidades celulares compatibles con la producción masiva en las cuatro estaciones del año. También se obtuvieron excelentes resultados en la etapa de separación de las células del agua de cultivo, lo cual se logró mediante técnicas de floculación y centrifugación.
Algo muy alentador para los investigadores fue el hecho de que, al extraer aceite de esta microalga cultivada en las condiciones locales de la ciudad de Mar del Plata, se determinó que es altamente apto para la producción de biodiésel. En un futuro próximo se planea experimentar con otras especies de microalgas y con condiciones de cultivo adicionales con el fin de optimizar el proceso y elevar el rinde.
Los investigadores y técnicos que integran el proyecto Cultivo Masivo de Microalgas para la Producción de Biodiésel, de la UTN Mar del Plata, poseen amplia experiencia. Los interesados pueden obtener información contactándose a arcoiris@mdp.utn.edu.ar
17/03/10
LA CAPITAL (Mar del Plata)
Thursday, February 25, 2010
Friday, February 19, 2010
Desperately for her missing daughter in China
"She's alive because I feel," he says, almost as if in prayer, Deborah Cilley, Mama Lucia Tosi Cilley, the 22-year-old disappeared in China on October 27 last. "They tell us they have it working in prostitution, is what Dad tells the private investigators there."
Deborah, telephone communication from his home in lanacion.com Chascomus that his daughter decided to move in with his dad to Guangzhou, China, in February 2009. "I had high hopes of progress there," says and points out that Lucy worked in the import and export company with his father. "He learned Chinese in 8 months, also speaks English and French", he notes proudly.
The illusions of progress of his daughter and his strength is kept alive and hopeful. He relates in detail the last time she was seen in China, according to the version of her former husband. "He was in a bowling alley with a Nigerian boy, hence they went to a nearby town and apparently handed it to someone."
That Juan Carlos, father of her daughter, looking through embassies, private investigators, with posters on the streets. They know it is very difficult: "In this city there are 100,000 missing as my daughter and do not care much for Westerners." Requests the Argentine government to get involved and mediate with the Chinese authorities.
Deborah, telephone communication from his home in lanacion.com Chascomus that his daughter decided to move in with his dad to Guangzhou, China, in February 2009. "I had high hopes of progress there," says and points out that Lucy worked in the import and export company with his father. "He learned Chinese in 8 months, also speaks English and French", he notes proudly.
The illusions of progress of his daughter and his strength is kept alive and hopeful. He relates in detail the last time she was seen in China, according to the version of her former husband. "He was in a bowling alley with a Nigerian boy, hence they went to a nearby town and apparently handed it to someone."
That Juan Carlos, father of her daughter, looking through embassies, private investigators, with posters on the streets. They know it is very difficult: "In this city there are 100,000 missing as my daughter and do not care much for Westerners." Requests the Argentine government to get involved and mediate with the Chinese authorities.
Friday, February 12, 2010
Buenos Aires will host the 2013 IOC meeting
Buenos Aires was chosen as the seat of the general assembly of the International Olympic Committee (IOC) in 2013. Beat Argentina's capital Kuala Lumpur (Malaysia) by 58 votes to 31 and secured the organization of the meeting, the most important of recent years, since it will resolve issues of vital importance for the Olympic movement: the succession of Belgian Jacques Rogge at the head of the IOC and the designation of the host city for the 2020 Summer Olympics, and decide what are the 25 sports "core" of the Olympic program.
"It's a huge opportunity for the country, a huge opportunity for the city," he showed promise Gerardo Werthein, president of the Argentine Olympic Committee (COA). "It's wonderful to reintegrate Buenos Aires in the world," added Werthein, excited by the strategic 'nature of the general assembly of 2013.
A total of 14 ran for cities hosting the Olympic assembly, but only Argentina's capital Kuala Lumpur and reached the final vote. To support the candidacy of Buenos Aires traveled former rugby Agustin Pichot and Deputy Secretary of Sports of the capital, Francisco Irarrázaval. Argentina's presentation began with a video of the city and words of Werthein speaking French. And had two videos of Buenos Aires mayor Mauricio Macri, and President Cristina Fernandez de Kirchner. Political confrontation, both encolumnaron behind the project of the candidacy of Buenos Aires.
In the presentation, a video showed the President's words: "I want to say that as President would be our great honor that the seat is the City of Buenos Aires, for which we offer all the help and support needed by the Committee for sit. We want to thank us permission to communicate, to connect with you to take these few words [...], that are warm and sincere offer on behalf of all Argentines do we wait in 2013 to you all. "
Macri, meanwhile, said: "We are ready, happy and eager to get to the Olympic family, royal families and authorities around the world and, incidentally, to meet, discuss and make decisions for the future of Olympic sport, enjoy one of the most powerful cultural offerings, more diverse and richer than at this time is in the Western world. "
The fifteen minutes that should last the exposure of Argentina's capital was closed with a video in which several athletes as Argentinean Lionel Messi, Juan Curuchet, Emanuel Ginobili and Gabriela Sabatini, "answered" Buenos Aires "to the question about where to performed the assembly of the IOC. Later, the Malaysian presentation was based on the successful meeting in Kuala Lumpur in 2002, but the count favored Buenos Aires, which, according to the AP, would have a budget of $ 3.4 million.
"We put a lot of desire and laburo Buenos Aires 2013, was a hellish job," confessed Werthein, and with the certainty that the capital of Argentina will, within three years and for a few days, the center of the Olympic movement.
"It's a huge opportunity for the country, a huge opportunity for the city," he showed promise Gerardo Werthein, president of the Argentine Olympic Committee (COA). "It's wonderful to reintegrate Buenos Aires in the world," added Werthein, excited by the strategic 'nature of the general assembly of 2013.
A total of 14 ran for cities hosting the Olympic assembly, but only Argentina's capital Kuala Lumpur and reached the final vote. To support the candidacy of Buenos Aires traveled former rugby Agustin Pichot and Deputy Secretary of Sports of the capital, Francisco Irarrázaval. Argentina's presentation began with a video of the city and words of Werthein speaking French. And had two videos of Buenos Aires mayor Mauricio Macri, and President Cristina Fernandez de Kirchner. Political confrontation, both encolumnaron behind the project of the candidacy of Buenos Aires.
In the presentation, a video showed the President's words: "I want to say that as President would be our great honor that the seat is the City of Buenos Aires, for which we offer all the help and support needed by the Committee for sit. We want to thank us permission to communicate, to connect with you to take these few words [...], that are warm and sincere offer on behalf of all Argentines do we wait in 2013 to you all. "
Macri, meanwhile, said: "We are ready, happy and eager to get to the Olympic family, royal families and authorities around the world and, incidentally, to meet, discuss and make decisions for the future of Olympic sport, enjoy one of the most powerful cultural offerings, more diverse and richer than at this time is in the Western world. "
The fifteen minutes that should last the exposure of Argentina's capital was closed with a video in which several athletes as Argentinean Lionel Messi, Juan Curuchet, Emanuel Ginobili and Gabriela Sabatini, "answered" Buenos Aires "to the question about where to performed the assembly of the IOC. Later, the Malaysian presentation was based on the successful meeting in Kuala Lumpur in 2002, but the count favored Buenos Aires, which, according to the AP, would have a budget of $ 3.4 million.
"We put a lot of desire and laburo Buenos Aires 2013, was a hellish job," confessed Werthein, and with the certainty that the capital of Argentina will, within three years and for a few days, the center of the Olympic movement.
Thursday, December 31, 2009
Wednesday, December 30, 2009
12 minimalist ways to reduce your carbon footprint
Minimalism is a great way to step more lightly upon this earth. Consuming less is more important than buying green -- though I'd encourage you to do both.
So let's get straight to the tips:
1. Eat less. Wrote about this recently. Less food consumed means less resources used up and pollution used to create the food and get it to you.
2. Eat less meat. Worldwide, beef production contributes more to climate change than the entire transportation sector. Pork and chicken are also big contributors to pollution and carbon emissions, compared to plants.
3. Eat locally. Transporting food from where it's grown or raised to where it's processed and packaged, to your supermarket, has a high environmental cost. Eating locally not only greatly reduces that transportation cost but it supports local farmers instead of corporations. Look for local foods, in season, at farmer's markets near you, or at your supermarket or local health food store, or get involved with a CSA.
4. Drive less. Work from home or telecommute as much as possible. Combine errands to make fewer trips. Move to a place near work and all the things you need. Walk or bike more, or use public transit. It takes time to reduce your driving, but if you're conscious about it, you can make changes a little at a time. Also, you'll get healthier by walking or biking instead of driving.
5. Travel less. Airplane flights are a huge contributor to climate change. Travel less by doing teleconferences, taking vacations close to home, and rethinking your travel needs. I've traveled a couple times in the last couple of years, but before that it had been about 7 years without a flight.
6. Buy less. Buying a lot of things is wasteful. Each item requires a lot of resources and contributes hugely to climate change (see the True Cost of Stuff). So cut back on how much you buy. See if you can borrow an item, check out a book from a library, make what you have last longer, find innovative ways to repurpose what you already have or make an item yourself, or just do without. Many times you'll realize an item wasn't a necessary purchase and you don't miss it in your life.
7. Buy used. This avoids buying a new item and all the resources that go into creating and transporting it. It extends the life of something already bought. Look in thrift shops, consignment shops, used bookstores, eBay and Freecycle. Often you'll find some really cool used stuff.
8. Have a smaller home. Obviously not a change you're going to make this week, but something you can think about for the long term. A smaller home takes fewer resources to create, and requires less power, water, heat, and thus fewer emissions. If you get rid of a lot of your stuff, and rethink your needs, you'll realize you need less space.
9. Use less power. Even without a smaller home, there are tons of ways to reduce power. Cool and heat your home less. Turn off lights, unplug appliances, hang dry clothes more often.
10. Use less water. Don't take long showers - get wet, turn off water, soap up, turn on water and rinse. Don't water your lawn, and wash your car less (or get rid of the car). Wash clothes less (wear them longer). Conserve water when you wash your hands or dishes.
11. Go paperless. Many offices and even homes use tons of paper, but most of it is unnecessary. Don't print stuff out if you can read it on the computer. File things digitally rather than in folders. Get bills and other documents sent electronically or online rather than via mail. Stop catalogs from being mailed to you. Read newspapers and magazines online rather than buying them. Stop sending faxes for goodness sake.
12. Go vegan. Not a completely necessary step, but one I recommend. Vegan food, contrary to what most people think, can be delicious and satisfying, and it's often healthier (less saturated fats, fewer calories, for example). Most especially, eating no meat or dairy or eggs means withdrawal from industries that are horrible for the environment, and horribly cruel to animals.
Source http://mnmlist.com/
Saturday, December 26, 2009
Buonanotte had a serious accident and is hospitalized with multiple injuries
The car was misled this morning on route 65, near Arribeños, and struck a tree. His three friends died instantly. They were returning from a disco dance in the area. The footballer was referred to a clinic in Venado Tuerto with fractures of the humerus and clavicle, and a pulmonary contusion.
Diego Buonanotte starred in a serious accident that killed three young men who accompanied him. The incident occurred this morning about 6:45, when the footballer and his friends were returning from a disco in the town of Arribeños. Apparently, the Dwarf lost control of the Peugeot 307 from his father, went off the road 65, about 15 km of Clementina, Santa Fe, and crashed into a tree. The impact was fatal. And as reported eldiarioteodelina.blogspot.com, Gerardo Suñé, Alexis Emanuel Melo Fulcheri and died soon after, with the wheel, the only survivor, derived the Sanatorium San Martin de Venado Tuerto.
The first official data provided Diego's Rove, Fire Chief of Clementina, who confirmed to Clarín.com there was only one car involved in the accident. And he told also that Buonanotte few friends in another vehicle coming up quickly to try to help and found the tragic scene. It also clarified that the Dwarf "was aware" but anyway that was referred to as Eye Deer had multiple wounds.
While initial reports said that the health status of the player for River was serious, since the Sanatorium San Martin de Venado Tuerto provided some comfort to the query Clarín.com and told that "came with multiple injuries, but he was lucid .
Minutes later, Eduardo Allegrini, director of the medical center, cleared doubts in a note explaining that Buonanotte TN "has fractured right humerus, right clavicle and a bruised right lung. He clarified that while "is out of danger," said she remains in intensive therapist "under observation".
Allegrini said no Buonanotte spoke about what had happened and, for that reason can not determine whether the Dwarf is aware that his other three friends died. The only testimony reflecting those of the player told Guillermo Fernandez, a volunteer firefighter in the town of Arribeños who said: "Diego told us he lost control of the car."
Diego Buonanotte starred in a serious accident that killed three young men who accompanied him. The incident occurred this morning about 6:45, when the footballer and his friends were returning from a disco in the town of Arribeños. Apparently, the Dwarf lost control of the Peugeot 307 from his father, went off the road 65, about 15 km of Clementina, Santa Fe, and crashed into a tree. The impact was fatal. And as reported eldiarioteodelina.blogspot.com, Gerardo Suñé, Alexis Emanuel Melo Fulcheri and died soon after, with the wheel, the only survivor, derived the Sanatorium San Martin de Venado Tuerto.
The first official data provided Diego's Rove, Fire Chief of Clementina, who confirmed to Clarín.com there was only one car involved in the accident. And he told also that Buonanotte few friends in another vehicle coming up quickly to try to help and found the tragic scene. It also clarified that the Dwarf "was aware" but anyway that was referred to as Eye Deer had multiple wounds.
While initial reports said that the health status of the player for River was serious, since the Sanatorium San Martin de Venado Tuerto provided some comfort to the query Clarín.com and told that "came with multiple injuries, but he was lucid .
Minutes later, Eduardo Allegrini, director of the medical center, cleared doubts in a note explaining that Buonanotte TN "has fractured right humerus, right clavicle and a bruised right lung. He clarified that while "is out of danger," said she remains in intensive therapist "under observation".
Allegrini said no Buonanotte spoke about what had happened and, for that reason can not determine whether the Dwarf is aware that his other three friends died. The only testimony reflecting those of the player told Guillermo Fernandez, a volunteer firefighter in the town of Arribeños who said: "Diego told us he lost control of the car."
Friday, December 25, 2009
After confirming that he will fight for the presidency in 2011, Duhalde plays with a possible names for Cabinet
Just hours after confirming at least the media, their intention to fight for the presidency as candidate of the PJ in 2011, Eduardo Duhalde risked names of potential partners in a potential cabinet.
The list included Roberto Lavagna, Jorge Remes Lenicov, Graciela Camano and Alfredo Atanasof, all ministers in his government between January 2002 and May 2003.
In addition, returned to butt against Nétor Kirchner and reinforced the idea that "works" for the former president can not return to politics in the province of Buenos Aires.
On the other hand, avoided confrontation with Carlos Reutemann, who had crossed with harshly by the speculation over who would run, but the senator also sought to differentiate Santa Fe.
On the other hand, avoided confrontation with Carlos Reutemann, who had crossed with harshly by the speculation over who would run, but the senator also sought to differentiate Santa Fe.
By name.
For a report broadcast by Radio 2 de Rosario, Duhalde was asked about who could join his group of associates when it reaches the Casa Rosada.
He mentioned his two ministers of finance, remittances and Lavagna, who said, are writing a book about his government, Camano, whom he described as "an extraordinary minister of labor" and Atanasof, who was secretary of Homeland Security management and his cabinet chief.
Kirchner's attack came in a further attempt to differentiate from Reutemann Duhalde. "The Santa Fe situation is different, but I'm where are the headquarters of Kirchner and I need to start working and organizing for the emergence of new leaders in the province of Buenos Aires.'m Going to work for Kirchner never again be leader, at least in my province, "launched.
In addition, we predicted the Santa Cruz heavy loss of support in the coming months. "He will not accompany virtually no significant leader. It generates a lot of resentment among governors and mayors," he said. "When Kirhcner go there will be pictures of him or guilds or anywhere. Only the mother should have her picture, complete with irony
Rally Dakar 2010: It is the "Village", in the Rural
Vehicles are already in Argentina. In the coming hours, the pilots begin to arrive and the rest of the Argentine teams (which are inside), Latin America and the United States. And everything will be ready for the opening of the "Village Dakar", which again will be held on the campus of La Rural, Palermo.
Again, the site will allow locals and tourists to make contact with the huge caravan that makes up the Dakar Rally, with its huge logistics and support vehicles, plus all the racing machines: cars, motorcycles, ATVs and trucks. There he performed the technical verifications and other formalities to be met by participants before the race organization.
There will be a food court, booths of the participating brands as sponsors of the rally, other commercial-type (open air or within pavilions), a demonstration track with all-terrain vehicles called "Petit Dakar", a space designed for children.
The days and hours are:
- Administrative and technical checks:
Dec. 29: 10 to 21
December 30: 10 to 21
December 31: 11 to 19 hours
- Village Dakar
Dec. 29: 10 to 21
December 30: 10 to 21
December 31: 11 to 19 hours
January 1: 11 to 17 hours
- Podium pole / presentation of vehicles:
January 1: 15 to 21 hours (see map)
Price of entry to La Rural: $ 10 (12 to 65 years)
After the "Village", the Dakar caravan will depart for Buenos Aires city of Columbus, north of the province, which will begin on January 2 speed, with the stretch Columbus Cordova. The return to Buenos Aires (also at La Rural) will be on January 17 for the awards.
Ginobili is going to be a father of two boys
Emanuel Ginobili closes a bitter year in sports for the injuries he suffered but very fruitful at the personal level. It will be first-time father, twice. Is that his wife, Marianela, is pregnant with twins. And if that were not enough, prior to Christmas Eve, the bahiense confirmed what most wanted to hear: there will be a father of two boys.
"The melli are little boys. You have to start thinking about names," wrote Manu in Facebook.
The delivery scheduled for June, will be in the U.S., as already explained bahiense. "At that time I'll be playing the playoffs, and if not we could not travel so far with eight months' pregnant.
The struggle to reach the All-Star Game
The NBA released partial results of the voting for the All-Star Game. And Emanuel Ginobili and Luis Scola are among the most chosen by the fans.
Scola is seventh among forwards and wing pivots the Western Conference, with 295,691 votes, behind Carmelo Anthony (1,204,234), Dirk Nowitzki (668,243), Pau Gasol (565,414), Tim Duncan (564,728), Kevin Durant ( 406,581) and Trevor Ariza (355,529).
Meanwhile, Ginobili figure bases and eleventh among the escorts of the same conference. The sum bahiense 171,624 votes in a category that Kobe Bryant is leading comfortably, with 1,380,383 voters.
Balloting will continue until 18 January and the meeting will be held on 14 February in the Dallas Cowboy stadium in the NFL, with capacity for 80 thousand spectators.
Sunday, December 13, 2009
A great place in history: Banfield, champion for the first time
Despite falling to Boca Juniors in the Bombonera, by 2 to 0, the whole South was enshrined in the Apertura championship, thanks to the success of San Lorenzo on Newell's, in Rosario, Palermo made the many xeneizes and scored again after new date
Julio Cesar Falcioni not fought back tears. In the final minutes was given to tears. From Rosario came the long-awaited news: the defeat of Newell's already been accomplished. Banfield, even when losing, was crowned champion. It exploded in a scream the bench. Mingled in an embrace the fans who came to the Bombonera. Smith looked at the bench and raised his arms. Diego Abal, the arbitrator held that the two minutes until they were useless. And all were delivered to the festivities.
The team led by Julio Cesar Falcioni won the title thanks to Newell's, the one who had chances to snatch it, fell in their stadium against San Lorenzo on the same result.
By this time, just interested to squad, the coaching staff and fans of Banfield the fact that his team has played perhaps the weakest match of the tournament, because that does not stop celebrating the first title of the story.
It will remain in anecdote and statistics that Martin Palermo scored both goals in the Bombonera, the first was a penalty, the first 7 minutes of time, which broke a losing streak of 750 minutes without turning, and that the second was at 14 'the second half, when connecting a defensive rebound.
The start of the match at the Bombonera was intense, with both teams looking for the win from the start, but after 15 minutes of the first stage, everything fell into a well with football.
At Banfield was nervous and absent noticed, and perhaps was pressured to be involved stroking the first title in club history for albiverde. For your benefit, Newell's defeat against San Lorenzo was enough to devote champion.
Oblivious to what was happening with his team on the pitch, the festival was unleashed at the Bombonera in Florencio Sola Hector Baldassi decreed when the match between Rosario and the Cyclone.
Julio Cesar Falcioni not fought back tears. In the final minutes was given to tears. From Rosario came the long-awaited news: the defeat of Newell's already been accomplished. Banfield, even when losing, was crowned champion. It exploded in a scream the bench. Mingled in an embrace the fans who came to the Bombonera. Smith looked at the bench and raised his arms. Diego Abal, the arbitrator held that the two minutes until they were useless. And all were delivered to the festivities.
The team led by Julio Cesar Falcioni won the title thanks to Newell's, the one who had chances to snatch it, fell in their stadium against San Lorenzo on the same result.
By this time, just interested to squad, the coaching staff and fans of Banfield the fact that his team has played perhaps the weakest match of the tournament, because that does not stop celebrating the first title of the story.
It will remain in anecdote and statistics that Martin Palermo scored both goals in the Bombonera, the first was a penalty, the first 7 minutes of time, which broke a losing streak of 750 minutes without turning, and that the second was at 14 'the second half, when connecting a defensive rebound.
The start of the match at the Bombonera was intense, with both teams looking for the win from the start, but after 15 minutes of the first stage, everything fell into a well with football.
At Banfield was nervous and absent noticed, and perhaps was pressured to be involved stroking the first title in club history for albiverde. For your benefit, Newell's defeat against San Lorenzo was enough to devote champion.
Oblivious to what was happening with his team on the pitch, the festival was unleashed at the Bombonera in Florencio Sola Hector Baldassi decreed when the match between Rosario and the Cyclone.
Wednesday, December 09, 2009
Saturday, November 28, 2009
Pili, the transplanted girl thanked the support he received during his hospitalization
Pilar Chavez, the 19-year liver transplant twice in five days and was in national emergency, is progressing well. After being transplanted, and to be hospitalized for several days, "Pili" spoke to the news channel and told TN that is improving day by day, thanked everyone who was with her and called for an awareness of the importance of donating organs.
The girl, with a smile, was: "Hello everyone, I Pili, I am still recovering, look at my bruises, but so good. Many thanks to everyone who gave me the stamina and prayed for me. Many thanks and continue praying organ donation.
Pilar had to be transplanted twice in five days, a complication she suffered when she performed the first transplant. Today the young are very well: his new liver is functioning perfectly, and out of intensive care and has a good mood (watch video). With the improvement of Pilar, his family, little by little, he is telling all the ruckus that erupted when the first transplant did not work and had to enter national emergency to receive an organ. "We told him that was in the papers, on TV, in all media, and she gives a bit of shame," his dad told Clarin, Germain.
Now Pilar is in an area where the Italian Hospital transplant patients. You can watch TV, and began to eat. "Very tolerant all the food they give at the hospital told her father. The truth is that we see it very good at heart, and doctors tell us it's very good that his liver and kidneys develops also correctly" .
When she could give medical discharge, the father felt that it will not happen before at least 20 days. "Yes, hopefully for the holidays can be home, but the important thing now is that she is fine. Before we who thanked the donor. Now she's the one thanks.
Pilar was born with glycogenesis, an illness that forced her to inject glucose throughout his life. Two years ago was recorded in INCUCAI waiting list for a transplant. The body arrived, but Pilar had a complication and had to be retransplanted, something that rarely happens.
The girl, with a smile, was: "Hello everyone, I Pili, I am still recovering, look at my bruises, but so good. Many thanks to everyone who gave me the stamina and prayed for me. Many thanks and continue praying organ donation.
Pilar had to be transplanted twice in five days, a complication she suffered when she performed the first transplant. Today the young are very well: his new liver is functioning perfectly, and out of intensive care and has a good mood (watch video). With the improvement of Pilar, his family, little by little, he is telling all the ruckus that erupted when the first transplant did not work and had to enter national emergency to receive an organ. "We told him that was in the papers, on TV, in all media, and she gives a bit of shame," his dad told Clarin, Germain.
Now Pilar is in an area where the Italian Hospital transplant patients. You can watch TV, and began to eat. "Very tolerant all the food they give at the hospital told her father. The truth is that we see it very good at heart, and doctors tell us it's very good that his liver and kidneys develops also correctly" .
When she could give medical discharge, the father felt that it will not happen before at least 20 days. "Yes, hopefully for the holidays can be home, but the important thing now is that she is fine. Before we who thanked the donor. Now she's the one thanks.
Pilar was born with glycogenesis, an illness that forced her to inject glucose throughout his life. Two years ago was recorded in INCUCAI waiting list for a transplant. The body arrived, but Pilar had a complication and had to be retransplanted, something that rarely happens.
Sunday, November 22, 2009
Photo from Atlantis
Space Shuttle Atlantis looked out over Earth in this image photographed by a NASA crew member Tuesday. The shuttle arrived at the International Space Station Wednesday for a weeklong stay, and the astronauts quickly unloaded a huge platform full of spare parts. (Associated Press/NASA)
Wednesday, November 18, 2009
The usury of credit cards in Argentina
The Central Bank issued a report with different charges and fees that banks charge for credit cards. Is advised not to "get used to make only the minimum payment, because the interest grows exponentially.
The interest rate charged by banks for financing the balance of the credit cards after making the minimum payment in September averaged 36.5 percent annually, according to the latest survey of the Regime of Central Bank Transparency. However, each entity charged different rates according to the rating assigned to each customer. Thus, the average minimum system stood at 33.1 percent, while the maximum values averaged 39.8 percent. Outside of that average, there are cases of banks reached an exorbitant finance 85.2 per cent annually. Meanwhile, the maintenance costs of the cards range between 6.26 and 9.61 pesos per month. The monetary authority report urges consumers to internalize the levels of interest rates, but also on charges associated with the use and validity of plastic on the outside. The minimum income of 753 pesos were required for local use cards, but we found a high concentration of banks that require up to a thousand.
Banks take advantage of the slight recovery in consumption after a freeze that caused the international crisis to begin an aggressive policy of attracting users who accept their credit cards. The offer includes a wide variety of benefits such as customer retention tool. This ranges from the accumulation of miles on airlines, the amount of points to obtain prizes or discounts and special offers at shops or shows up additional cards at no charge.
But beyond all these advantages, the fees and costs that apply some properties are far from being a "gift". The maintenance of plastics and the financing of balance-which arises from the difference between what you owe and the minimum payment allowed, usually too high. The Central relieves the main items making up that cost and makes available on its website to allow consumers to make a comparison between different products. These include life insurance on balances funded, administrative costs for making and sending the summary, annual renewal costs of plastic and commissions charged for withdrawing cash.
Despite anchoring the lines that offers Central banks to have liquidity, taxes destined for the consumer finance remain historically high, while reluctant to lend long term. In fact, the level of liquidity of the institutions is at its highest. The latest central bank report said that in September the unpaid balance of the financing amounted to summary annual average 36.5 percent. On these values must be added the rate of VAT. However, on a tour of the attached schedule, the report can be seen a wide variety of financial costs, ranging from zero to 85.2 percent.
"Being a credit product, a card has a limit of financing and purchasing, which depends on the credit policy of each entity and the rating assigned to each customer," recalls the report of transparency. In the monthly statement detailing the minimum payment, ie the amount to be canceled to avoid the application of punitive interests. The board of the Fund Kadicard Cooperativa La Plata is the capital of which shows the maximum compensatory higher rate (85.2 percent annually). The same agency, meanwhile, zero-rate financing for consumers with good qualification (minimum fee). The Argencard (Banco Columbia) is the highest rate charged to customers with best rating: 55 percent.
Other variables to consider are the fees charged for exceeding the purchase limit (usually determined according to income level), the cost of additional cards and hiring requirements of the card (income level and maximum age). In this regard, the organizations ask an average minimum income of 753 pesos, while the major amount of deposits banks requested a salary of 2500. In the latter group are located on Credicoop and Santander Rio.
Life insurance on balances funded in September stood at an average of 0.3 percent. You can find issuers of credit cards that charge up to 9.9 per cent annually. Regarding administrative costs, averaged 7.30 pesos. For the minimum values reported, the average was of 6.26 dollars and the maximum amount of 9.61 pesos. In some cases reaches 48 pesos, being the most common major entities between 8.50 and $ 12.50. As average annual renewal costs of 39.09 dollars, but reach 360 pesos.
The Italcred stands at a cost of renewal of its plastics of 282 pesos. No significant differences when comparing the values for consumption in the country with the outside. The report of the Central advises "Do not get used to make only the minimum payment. "If allowed to accumulate in your account balance increased, this will involve greater interests in the future," added the text.
The interest rate charged by banks for financing the balance of the credit cards after making the minimum payment in September averaged 36.5 percent annually, according to the latest survey of the Regime of Central Bank Transparency. However, each entity charged different rates according to the rating assigned to each customer. Thus, the average minimum system stood at 33.1 percent, while the maximum values averaged 39.8 percent. Outside of that average, there are cases of banks reached an exorbitant finance 85.2 per cent annually. Meanwhile, the maintenance costs of the cards range between 6.26 and 9.61 pesos per month. The monetary authority report urges consumers to internalize the levels of interest rates, but also on charges associated with the use and validity of plastic on the outside. The minimum income of 753 pesos were required for local use cards, but we found a high concentration of banks that require up to a thousand.
Banks take advantage of the slight recovery in consumption after a freeze that caused the international crisis to begin an aggressive policy of attracting users who accept their credit cards. The offer includes a wide variety of benefits such as customer retention tool. This ranges from the accumulation of miles on airlines, the amount of points to obtain prizes or discounts and special offers at shops or shows up additional cards at no charge.
But beyond all these advantages, the fees and costs that apply some properties are far from being a "gift". The maintenance of plastics and the financing of balance-which arises from the difference between what you owe and the minimum payment allowed, usually too high. The Central relieves the main items making up that cost and makes available on its website to allow consumers to make a comparison between different products. These include life insurance on balances funded, administrative costs for making and sending the summary, annual renewal costs of plastic and commissions charged for withdrawing cash.
Despite anchoring the lines that offers Central banks to have liquidity, taxes destined for the consumer finance remain historically high, while reluctant to lend long term. In fact, the level of liquidity of the institutions is at its highest. The latest central bank report said that in September the unpaid balance of the financing amounted to summary annual average 36.5 percent. On these values must be added the rate of VAT. However, on a tour of the attached schedule, the report can be seen a wide variety of financial costs, ranging from zero to 85.2 percent.
"Being a credit product, a card has a limit of financing and purchasing, which depends on the credit policy of each entity and the rating assigned to each customer," recalls the report of transparency. In the monthly statement detailing the minimum payment, ie the amount to be canceled to avoid the application of punitive interests. The board of the Fund Kadicard Cooperativa La Plata is the capital of which shows the maximum compensatory higher rate (85.2 percent annually). The same agency, meanwhile, zero-rate financing for consumers with good qualification (minimum fee). The Argencard (Banco Columbia) is the highest rate charged to customers with best rating: 55 percent.
Other variables to consider are the fees charged for exceeding the purchase limit (usually determined according to income level), the cost of additional cards and hiring requirements of the card (income level and maximum age). In this regard, the organizations ask an average minimum income of 753 pesos, while the major amount of deposits banks requested a salary of 2500. In the latter group are located on Credicoop and Santander Rio.
Life insurance on balances funded in September stood at an average of 0.3 percent. You can find issuers of credit cards that charge up to 9.9 per cent annually. Regarding administrative costs, averaged 7.30 pesos. For the minimum values reported, the average was of 6.26 dollars and the maximum amount of 9.61 pesos. In some cases reaches 48 pesos, being the most common major entities between 8.50 and $ 12.50. As average annual renewal costs of 39.09 dollars, but reach 360 pesos.
The Italcred stands at a cost of renewal of its plastics of 282 pesos. No significant differences when comparing the values for consumption in the country with the outside. The report of the Central advises "Do not get used to make only the minimum payment. "If allowed to accumulate in your account balance increased, this will involve greater interests in the future," added the text.
Monday, November 16, 2009
"The fight against anti-Semitism is a commitment of state policy"
The president said Israel before his pair of "deep conviction" against "anti-Semitism and any manifestations of racism and xenophobia". Peres urged "not to forget" the attacks on the Israeli Embassy and AMIA, and recommended paying attention to the Iranian nuclear plan.
"It's a state policy commitment of our country," emphasized the President offering a joint press conference at Government House.
CFK said that the Argentine government is "militant of all causes having to do with the rejection deep, visceral conviction all manifestations of antisemitism and xenophobia."
In this regard, it found that all anti-Semitic, Holocaust deniers and all the tragedies suffered by humanity "fundamentally come from sectors that have a high degree of intolerance to another, who thinks differently," a factor "key, not only the Holocaust, but of all the tragedies that humankind has lived "
Cristina stressed that the position of Argentina "is of profound respect for each country to direct the destiny of their policies, not only in South America but around the world."
"Argentina will not allow anyone else to choose his friends nor friends in Argentina told to choose one. We strongly believe in self determination of each society as expressed through their elected officials," said Arroyo, when asked about Argentina's position on the government of Venezuela.
Cristina said that "peace is needed in the Middle East" and raised to be "recognized" both the State of Palestine as "the right of Israel to live securely within their borders."
"We believe and are strong supporters of that exists and is recognized by the State of Palestine so that Palestinians can live democratically there, and Israel's right to live without being attacked within its limits," he argued.
Cristina said that "peace in Middle East peace is a necessary and a fundamental issue to help achieve a safer world."
For his part, Peres said that in his meeting with his Argentina agreed to the "beginning of a new relationship in a new world."
"Do not talk about past relationships, but extend to the start of a new relationship in a new world," Peres said, noting that Argentina "is a cultural center of this great continent" and stressed the "historical and shared values" between the two nations .
"We must not forget the destruction of civilian buildings in Buenos Aires: the building of the AMIA bombing and the embassy, which had as victims and non-Jewish Jews," said Peres. In this context, he said that "it is important to develop nuclear weapons by Iran"
In addition, the Israeli president said he invited President Cristina Fernandez de Kirchner to "participate in a conference on human rights" and said he has "shared values" with the president.
CFK said that the Argentine government is "militant of all causes having to do with the rejection deep, visceral conviction all manifestations of antisemitism and xenophobia."
In this regard, it found that all anti-Semitic, Holocaust deniers and all the tragedies suffered by humanity "fundamentally come from sectors that have a high degree of intolerance to another, who thinks differently," a factor "key, not only the Holocaust, but of all the tragedies that humankind has lived "
Cristina stressed that the position of Argentina "is of profound respect for each country to direct the destiny of their policies, not only in South America but around the world."
"Argentina will not allow anyone else to choose his friends nor friends in Argentina told to choose one. We strongly believe in self determination of each society as expressed through their elected officials," said Arroyo, when asked about Argentina's position on the government of Venezuela.
Cristina said that "peace is needed in the Middle East" and raised to be "recognized" both the State of Palestine as "the right of Israel to live securely within their borders."
"We believe and are strong supporters of that exists and is recognized by the State of Palestine so that Palestinians can live democratically there, and Israel's right to live without being attacked within its limits," he argued.
Cristina said that "peace in Middle East peace is a necessary and a fundamental issue to help achieve a safer world."
For his part, Peres said that in his meeting with his Argentina agreed to the "beginning of a new relationship in a new world."
"Do not talk about past relationships, but extend to the start of a new relationship in a new world," Peres said, noting that Argentina "is a cultural center of this great continent" and stressed the "historical and shared values" between the two nations .
"We must not forget the destruction of civilian buildings in Buenos Aires: the building of the AMIA bombing and the embassy, which had as victims and non-Jewish Jews," said Peres. In this context, he said that "it is important to develop nuclear weapons by Iran"
In addition, the Israeli president said he invited President Cristina Fernandez de Kirchner to "participate in a conference on human rights" and said he has "shared values" with the president.
Sunday, November 15, 2009
Celebration in Buenos Aires for the 20th anniversary of the fall of the Berlin Wall
Was held at the Avenida de Mayo 200 pieces of domino toppled painted by artists and students
The city of Buenos Aires today celebrated the 20th anniversary of the fall of the Berlin Wall with a series of artistic events, as was done last Monday in front of the historic Brandenburg Gate.
Past 1630, were demolished 200 pieces of dominoes, 2.5 meters high, 1 meter wide and 40 inches deep. The pieces were built in styrofoam and covered with a canvas, over the past week were painted by artists and school students in Buenos Aires.
Simultaneous sang tenor Dario Volonte and later the audience enjoyed the spectacle in which tango was programmed and traditional German music.
The event, organized by the Ministry of Culture of Buenos Aires city government and the German Embassy, also served to celebrate the 15 years of brotherhood between Buenos Aires and Berlin under the slogan "Culture brings down walls."
The representation of dominoes used to "celebrate the fall of the Berlin Wall, but also to become aware of the walls that remain down. It is a vision and why children chose to paint the pieces," said Minister Culture of Buenos Aires, Hernan Lombardi.
The domino effect is the Buenos Aires version of the show held in Berlin last week that, in this case took place outside the headquarters of the city cultural portfolio, at Avenida de Mayo 575.
The city of Buenos Aires today celebrated the 20th anniversary of the fall of the Berlin Wall with a series of artistic events, as was done last Monday in front of the historic Brandenburg Gate.
Past 1630, were demolished 200 pieces of dominoes, 2.5 meters high, 1 meter wide and 40 inches deep. The pieces were built in styrofoam and covered with a canvas, over the past week were painted by artists and school students in Buenos Aires.
Simultaneous sang tenor Dario Volonte and later the audience enjoyed the spectacle in which tango was programmed and traditional German music.
The event, organized by the Ministry of Culture of Buenos Aires city government and the German Embassy, also served to celebrate the 15 years of brotherhood between Buenos Aires and Berlin under the slogan "Culture brings down walls."
The representation of dominoes used to "celebrate the fall of the Berlin Wall, but also to become aware of the walls that remain down. It is a vision and why children chose to paint the pieces," said Minister Culture of Buenos Aires, Hernan Lombardi.
The domino effect is the Buenos Aires version of the show held in Berlin last week that, in this case took place outside the headquarters of the city cultural portfolio, at Avenida de Mayo 575.
Maradona is in Switzerland to testify to the FIFA
The coach made his rebuttal by outbursts against the press after the match against Uruguay, Argentina won the night qualifying.
After the friendly match with Spain, Diego Maradona was scheduled to fly to Zurich (Switzerland) to discharge to FIFA for his outburst against the press ( "now that the continued nursing, the you have inside," "the suck" and other rude phrases) after the game in which the selected classification managed to South Africa 2010 against Uruguay in Montevideo.
The coach has already sent a disclaimer letter in which he said had a "violent emotion". However, the tone and words were repeated just finished the game, after going through the locker room and on arrival in Buenos Aires, where since he noticed the bus was making gestures to journalists who were waiting for the delegation in Ezeiza.
Maradona will be accompanied by counsel for the AFA (Luis Steps) and Julio Grondona (son). At the press conference given by friendly, would not talk about it and just simply said that "tell you what I have to say when I have to testify."
Since it opened to the disciplinary-two days after the event in Uruguay to this time there was speculation various kinds of sanctions. Now it says it could be a minimum of five games, the access to the stadium ban and a fine of at least 13,000 euros.
The coach has already sent a disclaimer letter in which he said had a "violent emotion". However, the tone and words were repeated just finished the game, after going through the locker room and on arrival in Buenos Aires, where since he noticed the bus was making gestures to journalists who were waiting for the delegation in Ezeiza.
Maradona will be accompanied by counsel for the AFA (Luis Steps) and Julio Grondona (son). At the press conference given by friendly, would not talk about it and just simply said that "tell you what I have to say when I have to testify."
Since it opened to the disciplinary-two days after the event in Uruguay to this time there was speculation various kinds of sanctions. Now it says it could be a minimum of five games, the access to the stadium ban and a fine of at least 13,000 euros.
Wednesday, November 11, 2009
Sunday, October 18, 2009
Tuesday, September 29, 2009
Monday, August 10, 2009
The Strength of Compassion
Conflict is an unavoidable part of our lives because our beliefs and modes of being often contrast powerfully with those of our loved ones, acquaintances, and associates. Yet for all the grief disagreements can cause, we can learn much from them. The manner in which we handle ourselves when confronted with anger or argument demonstrates our overall level of patience and the quality of our energetic states. To resolve conflict, no matter how exasperating the disagreement at hand, we should approach our adversary with an open heart laden with compassion. Judgments and blame must be cast aside and replaced with mutual respect. Conflict is frequently motivated by unspoken needs that are masked by confrontational attitudes or aggressive behavior. When we come at conflict with love and acceptance in our hearts, we empower ourselves to discover a means to attaining collective resolution.
The key to finding the wisdom concealed in conflict is to ask yourself why you clash with a particular person or situation. Your inner self or the universe may be trying to point you to a specific life lesson, so try to keep your ears and eyes open. Once you have explored the internal and external roots of your disagreement, make a conscious effort to release any anger or resentment you feel. As you do so, the energy between you and your adversary with change perceptibly, even if they are still operating from a more limited energy state. Consider that each of you likely has compelling reasons for thinking and feeling as you do, and accept that you have no power to change your adversary’s mind. This can help you approach your disagreement rationally, with a steady voice and a willingness to compromise.
If you listen thoughtfully and with an empathetic ear during conflict, you can transform clashes into opportunities to compromise. Examine your thoughts and feelings carefully. You may discover stubbornness within yourself that is causing resistance or that you are unwittingly feeding yourself negative messages about your adversary. As your part in disagreements becomes gradually more clear, each new conflict becomes another chance to further hone your empathy, compassion, and tolerance.
Source: DailyOM
The key to finding the wisdom concealed in conflict is to ask yourself why you clash with a particular person or situation. Your inner self or the universe may be trying to point you to a specific life lesson, so try to keep your ears and eyes open. Once you have explored the internal and external roots of your disagreement, make a conscious effort to release any anger or resentment you feel. As you do so, the energy between you and your adversary with change perceptibly, even if they are still operating from a more limited energy state. Consider that each of you likely has compelling reasons for thinking and feeling as you do, and accept that you have no power to change your adversary’s mind. This can help you approach your disagreement rationally, with a steady voice and a willingness to compromise.
If you listen thoughtfully and with an empathetic ear during conflict, you can transform clashes into opportunities to compromise. Examine your thoughts and feelings carefully. You may discover stubbornness within yourself that is causing resistance or that you are unwittingly feeding yourself negative messages about your adversary. As your part in disagreements becomes gradually more clear, each new conflict becomes another chance to further hone your empathy, compassion, and tolerance.
Source: DailyOM
Thursday, July 23, 2009
Tuesday, July 14, 2009
LOLrio Kart
The LOLrioKart is a shopping cart pimped out with a motor and wheels that's rigged to go up to 45MPH. I'm quite sure there's life-changing brilliance coming from the great minds at MIT. This, on the other hand, is just showing off. I'd like to see someone try and stop this thing with a banana peel.
Friday, July 03, 2009
Wednesday, July 01, 2009
Defining Your Direction
Many people are committed to professions and personal endeavors they never consciously planned to pursue. They attribute the shape of their lives to circumstance, taking on roles they feel are tolerable. Each of us, however, has been blessed with a purpose. Your life’s work is the assemblage of activities that allows you to express your intelligence and creativity, live in accordance with your values, and experience the profound joy of simply being yourself. Unlike traditional work, which may demand more of you than you are willing to give, life’s work demands nothing but your intent and passion for that work. Yet no one is born with an understanding of the scope of their purpose. If you have drifted through life, you may feel directionless. Striving to discover your life’s work can help you realize your true potential and live a more authentic, driven life.
To make this discovery, you must consider your interests in the present and the passions that moved you in the past. You may have felt attracted to a certain discipline or profession throughout your young life only to have steered away from your aspirations upon reaching adulthood. Or you may be harboring an interest as of yet unexplored. Consider what calls to you and then narrow it down. If you want to work with your hands, ask yourself what work will allow you to do so. You may be able to refine your life’s work within the context of your current occupations. If you want to change the world, consider whether your skills and talents lend themselves to philanthropic work. Taking stock of your strengths, passions, beliefs, and values can help you refine your search for purpose if you don’t know where to begin. Additionally, in your daily meditation, ask the universe to clarify your life’s work by providing signs and be sure to pay attention.
Since life’s journey is one of evolution, you may need to redefine your direction on multiple occasions throughout your lifetime. For instance, being an amazing parent can be your life’s work strongly for 18 years, then perhaps you have different work to do. Your life’s work may not be something you are recognized or financially compensated for, such as parenting, a beloved hobby, or a variety of other activities typically deemed inconsequential. Your love for a pursuit, however, gives it meaning. You’ll know you have discovered your life’s work when you wake eager to face each day and you feel good about not only what you do but also who you are.
To make this discovery, you must consider your interests in the present and the passions that moved you in the past. You may have felt attracted to a certain discipline or profession throughout your young life only to have steered away from your aspirations upon reaching adulthood. Or you may be harboring an interest as of yet unexplored. Consider what calls to you and then narrow it down. If you want to work with your hands, ask yourself what work will allow you to do so. You may be able to refine your life’s work within the context of your current occupations. If you want to change the world, consider whether your skills and talents lend themselves to philanthropic work. Taking stock of your strengths, passions, beliefs, and values can help you refine your search for purpose if you don’t know where to begin. Additionally, in your daily meditation, ask the universe to clarify your life’s work by providing signs and be sure to pay attention.
Since life’s journey is one of evolution, you may need to redefine your direction on multiple occasions throughout your lifetime. For instance, being an amazing parent can be your life’s work strongly for 18 years, then perhaps you have different work to do. Your life’s work may not be something you are recognized or financially compensated for, such as parenting, a beloved hobby, or a variety of other activities typically deemed inconsequential. Your love for a pursuit, however, gives it meaning. You’ll know you have discovered your life’s work when you wake eager to face each day and you feel good about not only what you do but also who you are.
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